Should the Fed leave interest rates near zero if unemployment drops below 6.5%? It's a possibility that outgoing chair Ben Bernanke mentioned in a speech last night. Vote your thoughts below in the daily Hot Stock Minute poll. But first, watch show host Lauren Lyster ask Yahoo Finance Senior Columnist Mike Santoli about the matter. The pair also discuss October retail sales and the consumer price index as well as new details emerging in the JPMorgan $#13-billion settlement with the Justice Department.