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3 Tax-Efficient Bucket Portfolios for Minimalist Retirees

Christine Benz (christine.benz@morningstar.com)

The classic minimalist portfolio consists of three funds: one broad-market U.S. stock index fund, one broad-market international-stock index fund, and a total bond market index fund. Such a portfolio, the likes of which I wrote about last week, is cheap, well-diversified, and low-maintenance.