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The FIRE movement confronts the 4% rule

·4 min read
The FIRE movement confronts the 4% rule

Should you FIRE the 4% spending rule in retirement? My play on words refers to the “Financial Independence, Retire Early” movement, as it applies to the standard retirement spending rule that many financial planners have traditionally recommended. New research has analyzed whether changes need to be made to that rule if you’re planning for a 50-year retirement—which is the avowed goal of some followers of the FIRE movement.