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When is the best time to convert my traditional IRA to a Roth?

Dan Moisand
When is the best time to convert my traditional IRA to a Roth?

Q.: I have about $57,000 in my traditional IRA and about $6,800 in a Roth IRA. The idea of converting while in low bracket year is sound but fear of the required minimum distributions (RMD) may not need to be a strong motivator. Yes, when RMDs begin they can kick you into a higher tax bracket, but not necessarily.