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How to Navigate 1 Major Social Security Dilemma

·3 min read
How to Navigate 1 Major Social Security Dilemma

Your monthly Social Security benefit is based on your wages during your highest-paid 35 years in the labor force, and you can claim that benefit once you reach full retirement age (FRA). You can file for Social Security as early as age 62, but for each month you claim benefits ahead of FRA, they're reduced on a permanent basis.