This Mortgage Lender Is Making Borrowing Cheaper

Not only do borrowers have to come up with money for a down payment, but they also have to fork over a series of fees -- known as closing costs -- to finalize their mortgages. Mortgage rates have started off the year higher, making buying a home even more expensive. Throw in closing costs, and it's no wonder so many buyers deplete their savings on the road to owning a place of their own.