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Is it time to ditch target-date funds in your 401(k)?

·4 min read
Is it time to ditch target-date funds in your 401(k)?

You wouldn’t be alone if you’re saving for retirement by investing in a target-date fund inside your 401(k) plan. Yes, target-date funds (TDFs) do factor in your time horizon, your anticipated date of retirement. Well, if offered in your employer-sponsored retirement plan, some suggest using a professionally managed account.