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Retirees are overly optimistic about their financial future

·5 min read
Retirees are overly optimistic about their financial future

The Employee Benefit Research Institute (EBRI) Retirement Confidence Survey, the nonpartisan group’s 31st annual report, is hot off the presses. “Workers envision a transition to retirement that is misaligned with retirees’ realities,” according to the researchers. Nearly half of retirees retire earlier than they expected —most often because they felt they could afford to, because of a health problem or disability, or because of changes within their organization.