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The top retirement obstacles and how to manage them

·4 min read
The top retirement obstacles and how to manage them

It’s understandable that people are feeling uneasy, but even in this challenging environment, investors can take steps to protect their retirement. One of the most reliable indicators of whether workers are on the right track for retirement is how much they set aside from their paychecks. Reducing this “deferral rate” should be a last resort along with early withdrawals from 401(k)s. Both actions undermine one of the most powerful retirement saving strategies: compounding investment returns over years.