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Thank you for holding and welcome to America's Car-Mart Second Quarter Fiscal 2022 Conference Call. The dial-in number and access information are included in last night's press release, which can be found on America's Car-Mart website at www.car-mart.com. For more information regarding forward-looking information, please see Part 1 of the company's Annual Report on Form 10-K for the fiscal year ended April 30, 2021 and its current and quarterly reports furnished to or filed with the Securities Exchange Commission on Forms 8-K and 10-Q. Participating on the call this morning are Jeff Williams, the company's President and Chief Executive Officer; and Vickie Judy, Chief Financial Officer.