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3 Signs You're Ready to Start Shopping for Your First Home

·4 min read
3 Signs You're Ready to Start Shopping for Your First Home

Lenders focus on your credit score when deciding whether to approve you for a loan and to determine the rate you should pay for it. While it's possible to get some types of government-backed loans with low credit -- even scores as low as 500 -- you are inevitably going to pay more if your credit score isn't in good shape. Ideally, if your score is 740 or above, you should be able to qualify for a loan at the most competitive rates from a wide choice of mortgage lenders.