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3 Signs It's Time to Ditch Your 401(k)

·4 min read
3 Signs It's Time to Ditch Your 401(k)

As someone who writes about retirement planning a lot, I'm often asked whether it pays to take advantage of a 401(k) plan if there's one available. One of the best things about 401(k)s is that they allow you to sock away much more money on an annual basis than IRAs. Traditional 401(k) contributions go in tax-free, allowing you to shield some present-day income from the IRS.