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How the new tax law creates a ‘perfect storm’ for Roth IRA conversions

Today’s federal income tax rates might be the lowest you’ll see for the rest of your lifeWarner Bros. / Courtesy Everett CollectionEven with the new tax law’s disallowance of the Roth conversion reversal privilege, Roth IRAs are still a tax-smart retirement savings alternative for many folks. While the new Tax Cuts and Jobs Act (TCJA) includes one negative change for Roth IRAs, they are still pretty wonderful. Here’s what you need to know about Roth IRAs and especially Roth IRA conversions in the post-TCJA world.