Every once in a while, a portfolio manager has a eureka moment. FLOAT, which is behind my site www.excelsiorcapitalpartners.com, included PNC-P (PNC Financial Services Group ), which was called by PNC as of Nov. 1. The PNC-P call included, as is customary, the final quarterly dividend payment of $0.43, so with a cash flow of $25.43 ($25 face value plus the $0.43 dividend payment) we made out well on our PNC-P cost basis, which was about $25.30.