‘Are they actually doing anything to help my money grow?’ My financial adviser is mostly investing in index funds. Is there work he’s doing to make me money that maybe I don’t see, or should I ditch him?

Question: If a manager is just putting my money into index funds that track the market, are they actually doing anything to help my money grow? As long as my money is within my risk tolerance, what is the point of the manager? Answer: Pros say if all the adviser is doing is investing your money in index funds, then yes, it may be time to cut ties with that adviser.