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Personal loan rates on 3-year, fixed-rate loans dip to their lowest level this year. Should you consider a personal loan?

·3 min read
Personal loan rates on 3-year, fixed-rate loans dip to their lowest level this year. Should you consider a personal loan?

The average rate on a 3-year-fixed rate personal loan fell to 10.70%, its lowest level of the year, during the week of September 20th. Note that to get the lowest rates, you typically must have excellent credit, use the personal loan for specific things, and get a shorter loan term. What is a personal loan?