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3 things you should never do when the stock market tanks

Shawn M. Carter

If you're invested in the stock market, or are thinking about investing , you don't need to freak out, experts say, though you can always take some basic steps to make sure you're being smart with your money. James C. Kelly, a wealth strategist at PNC Bank , tells CNBC Make It that "volatility happens" and that financial strategists believe these recent swings are short-term, not the beginning of a long-term correction or bear market. Be sure you're including a mix of stocks, bonds and other securities to lessen the impact of any potential loss.