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CarInsuranceQuotes.com, a Bankrate-owned website, measured the financial ding from auto insurance, by dividing the median cost of car insurance per household by the median income per household in the 50 states and the District of Columbia. Median insurance rates were determined using a proprietary system developed by Quadrant Inc., while the income numbers came from the 2010 Census.
Massachusetts
Median annual cost of auto insurance: $1,128
Median household income: $78,653
Household ding: 1.434 percent
North Carolina
Median annual cost of auto insurance: $860
Median household income: $52,920
Household ding: 1.625 percent
Hawaii
Median annual cost of auto insurance: $1,244
Median household income: $76,134
Household ding: 1.634 percent
Alaska
Median annual cost of auto insurance: $1,348
Median household income: $76,962
Household ding: 1.752 percent
Oregon
Median annual cost of auto insurance: $1,108
Median household income: $56,661
Household ding: 1.955 percent
Iowa
Median annual cost of auto insurance: $1,202
Median household income: $60,917
Household ding: 1.973 percent
New Hampshire
Median annual cost of auto insurance: $1,484
Median household income: $74,634
Household ding: 1.988 percent
California
Median annual cost of auto insurance: $1,304
Median household income: $65,481
Household ding: 1.991 percent
Virginia
Median annual cost of auto insurance: $1,444
Median household income: $72,476
Household ding: 1.992 percent
Maine
Median annual cost of auto insurance: $1,160
Median household income: $58,197
Household ding: 1.993 percent
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