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50 Cities With the Most Homes Under $100K

Alexandria Bova

The U.S. has been experiencing one of its longest periods of economic growth in recent history as of July 2019, according to the research division of the Federal Reserve Bank of St. Louis. At the same time, home prices have climbed since the Great Recession — a drawback for many Americans looking to buy their first home.

The current median home list price in the U.S. is $231,000, with the market leaning toward sellers rather than buyers. Many once-affordable housing options are now considered out of reach — for context, the average American is unable to afford a home in 70% of the country. So, as real estate prices continue to soar in some of the biggest U.S. cities, many young, prospective buyers are deciding to search elsewhere, according to a CNBC report. For people willing to consider more affordable options, there are plenty of areas where cheap houses abound.

GOBankingRates analyzed data from Realtor.com to determine the top 50 cities with homes priced under $100,000. Florida and multiple places in the Midwest were particularly affordable, with one Midwestern city taking the top spot on this list. If you’re stuck on big-city living, many metropolitan areas — like Atlanta, Philadelphia, Houston and Chicago — also made the cut. Despite rising home prices across the country, these cities still offer some of the cheapest places to buy a home in the U.S.

Last updated Nov. 22, 2019


50. Miami

  • Total active listings: 15,292
  • Active listings under $100,000: 177
  • Percentage of listings under $100,000: 1%

49. Tallahassee, Florida

  • Total active listings: 1,397
  • Active listings under $100,000: 183
  • Percentage of listings under $100,000: 13%

48. Dallas

  • Total active listings: 5,727
  • Active listings under $100,000: 183
  • Percentage of listings under $100,000: 3%

47. Ocala, Florida

  • Total active listings: 1,914
  • Active listings under $100,000: 193
  • Percentage of listings under $100,000: 10%

46. Clearwater, Florida

  • Total active listings: 1,177
  • Active listings under $100,000: 194
  • Percentage of listings under $100,000: 16%

45. Lake Worth, Florida

  • Total active listings: 1,844
  • Active listings under $100,000: 200
  • Percentage of listings under $100,000: 11%

44. Daytona Beach, Florida

  • Total active listings: 1,118
  • Active listings under $100,000: 202
  • Percentage of listings under $100,000: 18%

43. Orlando, Florida

  • Total active listings: 4,738
  • Active listings under $100,000: 210
  • Percentage of listings under $100,000: 4%

42. Boca Raton, Florida

  • Total active listings: 3,272
  • Active listings under $100,000: 223
  • Percentage of listings under $100,000: 7%

41. Tampa, Florida

  • Total active listings: 4,544
  • Active listings under $100,000: 242
  • Percentage of listings under $100,000: 5%

40. Mobile, Alabama

  • Total active listings: 1,149
  • Active listings under $100,000: 255
  • Percentage of listings under $100,000: 22%

39. Springfield, Missouri

  • Total active listings: 1,102
  • Active listings under $100,000: 258
  • Percentage of listings under $100,000: 23%

38. St. Petersburg, Florida

  • Total active listings: 3,128
  • Active listings under $100,000: 278
  • Percentage of listings under $100,000: 9%

Related: More Americans Can Afford To Buy a Home in These 20 Cities

37. Shreveport, Louisiana

  • Total active listings: 1,162
  • Active listings under $100,000: 280
  • Percentage of listings under $100,000: 24%

36. Baton Rouge, Louisiana

  • Total active listings: 2,551
  • Active listings under $100,000: 285
  • Percentage of listings under $100,000: 11%

35. Delray Beach, Florida

  • Total active listings: 2,072
  • Active listings under $100,000: 289
  • Percentage of listings under $100,000: 14%

34. Pompano Beach, Florida

  • Total active listings: 3,681
  • Active listings under $100,000: 296
  • Percentage of listings under $100,000: 8%

33. Montgomery, Alabama

  • Total active listings: 1,051
  • Active listings under $100,000: 314
  • Percentage of listings under $100,000: 30%

32. Macon, Georgia

  • Total active listings: 1,186
  • Active listings under $100,000: 316
  • Percentage of listings under $100,000: 27%

31. San Antonio

  • Total active listings: 8,905
  • Active listings under $100,000: 335
  • Percentage of listings under $100,000: 4%

30. Tulsa, Oklahoma

  • Total active listings: 2,058
  • Active listings under $100,000: 377
  • Percentage of listings under $100,000: 18%

29. Wichita, Kansas

  • Total active listings: 1,726
  • Active listings under $100,000: 378
  • Percentage of listings under $100,000: 22%

28. Columbus, Ohio

  • Total active listings: 2,591
  • Active listings under $100,000: 393
  • Percentage of listings under $100,000: 15%

27. Cincinnati

  • Total active listings: 3,339
  • Active listings under $100,000: 451
  • Percentage of listings under $100,000: 14%

26. Fayetteville, North Carolina

  • Total active listings: 1,797
  • Active listings under $100,000: 466
  • Percentage of listings under $100,000: 26%

25. Birmingham, Alabama

  • Total active listings: 2,340
  • Active listings under $100,000: 469
  • Percentage of listings under $100,000: 20%

24. West Palm Beach, Florida

  • Total active listings: 3,855
  • Active listings under $100,000: 471
  • Percentage of listings under $100,000: 12%

Find Out: Surprising Reasons Why Florida Has the Best Bargains on Homes

23. Milwaukee

  • Total active listings: 2,107
  • Active listings under $100,000: 478
  • Percentage of listings under $100,000: 23%

22. Peoria, Illinois

  • Total active listings: 1,067
  • Active listings under $100,000: 489
  • Percentage of listings under $100,000: 46%

21. Myrtle Beach, South Carolina

  • Total active listings: 3,979
  • Active listings under $100,000: 515
  • Percentage of listings under $100,000: 13%

20. Houston

  • Total active listings: 13,802
  • Active listings under $100,000: 515
  • Percentage of listings under $100,000: 4%

19. Louisville, Kentucky

  • Total active listings: 3,844
  • Active listings under $100,000: 535
  • Percentage of listings under $100,000: 14%

18. Rockford, Illinois

  • Total active listings: 1,191
  • Active listings under $100,000: 555
  • Percentage of listings under $100,000: 47%

17. Philadelphia

  • Total active listings: 4,735
  • Active listings under $100,000: 571
  • Percentage of listings under $100,000: 12%

16. Atlanta

  • Total active listings: 14,202
  • Active listings under $100,000: 578
  • Percentage of listings under $100,000: 4%

15. Toledo, Ohio

  • Total active listings: 1,102
  • Active listings under $100,000: 584
  • Percentage of listings under $100,000: 53%

14. Pittsburgh

  • Total active listings: 3,323
  • Active listings under $100,000: 586
  • Percentage of listings under $100,000: 18%

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13. Kansas City, Missouri

  • Total active listings: 3,189
  • Active listings under $100,000: 588
  • Percentage of listings under $100,000: 18%

12. Springfield, Illinois

  • Total active listings: 1,607
  • Active listings under $100,000: 624
  • Percentage of listings under $100,000: 39%

11. Akron, Ohio

  • Total active listings: 1,300
  • Active listings under $100,000: 666
  • Percentage of listings under $100,000: 51%

10. Jacksonville, Florida

  • Total active listings: 5,560
  • Active listings under $100,000: 678
  • Percentage of listings under $100,000: 12%

9. Dayton, Ohio

  • Total active listings: 2,293
  • Active listings under $100,000: 813
  • Percentage of listings under $100,000: 35%

8. Indianapolis

  • Total active listings: 4,415
  • Active listings under $100,000: 908
  • Percentage of listings under $100,000: 21%

7. Baltimore

  • Total active listings: 3,257
  • Active listings under $100,000: 933
  • Percentage of listings under $100,000: 29%

6. Fort Lauderdale, Florida

  • Total active listings: 8,381
  • Active listings under $100,000: 936
  • Percentage of listings under $100,000: 11%

5. Chicago

  • Total active listings: 12,991
  • Active listings under $100,000: 1,037
  • Percentage of listings under $100,000: 8%

4. Memphis, Tennessee

  • Total active listings: 2,331
  • Active listings under $100,000: 1,084
  • Percentage of listings under $100,000: 47%

3. St. Louis

  • Total active listings: 4,246
  • Active listings under $100,000: 1,167
  • Percentage of listings under $100,000: 27%

2. Cleveland

  • Total active listings: 3,298
  • Active listings under $100,000: 1,227
  • Percentage of listings under $100,000: 37%

1. Detroit

  • Total active listings: 2,202
  • Active listings under $100,000: 1,606
  • Percentage of listings under $100,000: 73%

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The data in this article was provided by Realtor.com. It determined the top 50 cities with homes for sale under $100,000 by using its Residential Listings Database. All information in this article is accurate as of October 2019.

This article originally appeared on GOBankingRates.com: 50 Cities With the Most Homes Under $100K