U.S. Markets closed

Inside AFLAC’s Upcoming Second Quarter Earnings Release

S&P 500 component AFLAC Incorporated will unveil its latest earnings on Wednesday, July 27, 2011. Aflac, Inc., a general business holding company, provides supplemental health and life insurance through its subsidiaries in the United States and Japan. WellPoint, Inc. Second Quarter Earnings Sneak Peek>>

AFLAC Incorporated Earnings Preview Cheat Sheet

Wall St. Earnings Expectations: The average estimate of analysts is for net income of $1.54 per share, a rise of 14.1% from the company’s actual earnings for the same quarter a year ago. The average estimate is the same as three months ago. Between one and three months ago, the average estimate moved down, but has risen from $1.53 during the last month. For the year, analysts are projecting profit of $6.23 per share, a rise of 12.7% from last year.

Past Earnings Performance: The company topped estimates last quarter after missing forecasts the quarter prior. In the first quarter, it reported net income of $1.63 per share against a mean estimate of profit of $1.52 per share. In the fourth quarter of the last fiscal year, it missed forecasts by 2 cents.

Savvy Investing Tip:  Our CHEAT SHEET investing framework recommends only stocks with two straight quarters of earnings growth. Learn More >>

Wall St. Revenue Expectations: On average, analysts predict $5.69 billion in revenue this quarter, a rise of 14.3% from the year ago quarter. Analysts are forecasting total revenue of $22.79 billion for the year, a rise of 9.9% from last year’s revenue of $20.73 billion.

Analyst Ratings: Analysts are bullish on this stock with 13 analysts rating it as a buy, none rating it as a sell and four rating it as a hold.

Key Stats:

The decrease in profit in the first quarter breaks a streak of three consecutive quarters of year-over-year profit increases. Net income fell 37.9% in the first quarter from the year earlier, while the figure rose 73.4% in the fourth quarter of the last fiscal year, 90.1% in the third quarter of the last fiscal year and 85% in the second quarter of the last fiscal year.

Revenue has risen the past four quarters. Revenue increased 1% to $5.12 billion in first quarter. The figure rose 15.2% in the fourth quarter of the last fiscal year from the year earlier, climbed 19.2% in the third quarter of the last fiscal year from the year-ago quarter and 15.5% in the second quarter of the last fiscal year.

Competitors to Watch: Unum Group , Principal Financial Group, Inc. , Triple-S Management Corp. , American Independence Corp. , CIGNA Corporation , WellPoint, Inc. , Universal American Corp. , Humana Inc. and HealthMarkets, Inc. .

Stock Price Performance: During April 26, 2011 to July 21, 2011, the stock price had fallen $6.99 (-13%) from $53.61 to $46.62. The stock price saw one of its best stretches over the last year between March 29, 2011 and April 6, 2011 when shares rose for seven-straight days, rising 5% (+$2.59) over that span. It saw one of its worst periods between May 26, 2011 and June 8, 2011 when shares fell for nine-straight days, falling 9.5% (-$4.72) over that span. Shares are down $9.20 (-16.5%) year to date.

(Source: Xignite Financials)

Get more Earnings Cheat Sheets with our in depth coverage of earnings season >>