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Auto loan rates for April 25, 2013

Claes Bell

Interest Rate Roundup

Auto loan rate graph

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Auto Loans

  • 4.12% (60-month, new car)
  • 4.69% (36-month, used car)

Auto loan rates were mixed this week in Bankrate's national survey.

Average rates for 60-month and 48-month new-car loans inched up 1 basis point to 4.12 percent and 4.04 percent, respectively. A basis point is one-hundredth of 1 percentage point.

Rates on used-car loans were flat, with the average rate on a 36-month used-car loan stuck at 4.69 percent.

This week, federal regulators at the National Highway Traffic Safety Administration announced new guidelines for carmakers designed to reduce distracted driving. The guidelines for infotainment systems built into many new vehicles recommend services such as manual texting, Internet browsing and any function that takes a driver's eyes off the road for more than two seconds, be disabled while a car is in motion.

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