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Auto loan rates for Feb. 14, 2013

Claes Bell

Interest Rate Roundup

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Find the best auto rates in your area.

Auto Loans

  • 4.12% (60-month, new car)
  • 4.71% (36-month, used car)

Auto loan rates stayed flat for the second straight week in Bankrate's survey.

Average rates for 60-month and 48-month new-car loans cruised along at 4.12 percent and 4.04 percent, respectively.

For used cars, the average rate on a 36-month loan stayed parked at 4.71 percent.

New-car prices are set to rise substantially over the next decade, thanks to new government fuel-efficiency standards, according to a report by the Detroit Free Press. By 2025, the Environmental Protection Agency estimates that the average price of a new car will have risen by $2,600 over 2011 prices. However, that price will buy a car that achieves 40 miles per gallon fuel economy on average, up from 20 mpg in 2010.

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