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BankFinancial Corp (BFIN) Files 10-K for the Fiscal Year Ended on December 31, 2017

- By insider

BankFinancial Corp (BFIN) files its latest 10-K with SEC for the fiscal year ended on December 31, 2017. BankFinancial Corp is a bank holding company of BankFinancial, F.S.B., which is a full-service, community-oriented federal savings bank principally engaged in the business of commercial, family and personal banking. BankFinancial Corp has a market cap of $292.009 million; its shares were traded at around $16.26 with a P/E ratio of 32.52 and P/S ratio of 5.41. The dividend yield of BankFinancial Corp stocks is 1.85%.


For the last quarter BankFinancial Corp reported a revenue of $14.9 million, compared with the revenue of $13.37 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $56.5 million, an increase of 5.6% from last year. For the last five years BankFinancial Corp had an average revenue decline of 1.8% a year.

The reported diluted earnings per share was 49 cents for the year, an increase of 25.6% from previous year. The BankFinancial Corp enjoyed an operating margin of 28.66%, compared with the operating margin of 22.8% a year before. The 10-year historical median operating margin of BankFinancial Corp is 2.44%. The profitability rank of the company is 2 (out of 10).

At the end of the fiscal year, BankFinancial Corp has the cash and cash equivalents of $127.6 million, compared with $96.7 million in the previous year. The long term debt was $60.8 million, compared with $51.1 million in the previous year. The interest coverage to the debt is 2.7, which is not a favorable level. BankFinancial Corp has a financial strength rank of 4 (out of 10).

At the current stock price of $16.26, BankFinancial Corp is traded at 42.8% premium to its historical median P/S valuation band of $11.39. The P/S ratio of the stock is 5.41, while the historical median P/S ratio is 3.83. The stock gained 11.22% during the past 12 months.

For the complete 20-year historical financial data of BFIN, click here.

This article first appeared on GuruFocus.