NEW YORK, NY--(Marketwired - Apr 22, 2014) - Weddings can get very expensive. There's the venue, decorations, catering, dress, flowers, and all the little things that come along the way. For those planning a wedding this year, don't fret. There are ways to save money, while still having a great wedding. According to Alice Bryant, an expert at Creditnet, "Weddings should be about starting a life together, not getting buried in debt. Using the right credit card can stop your wedding from busting your wallet."
Today, Creditnet announced the best credit cards to use for a 2014 wedding. To create their list of the best cards, Creditnet experts analyzed rewards programs, interest rates, introductory offers, annual fees, customer reviews, and expert opinions. According to their findings, here are the best credit cards to use for a 2014 wedding:
Best Cash Back Card: Discover it
When paying for wedding expenses, a cash back card can help soon to be spouses get the most return on their purchases. The Discover it card is an excellent choice for earning cash back. By using this card, cardholders earn 5% cash back on up to $1500 spent in rotating categories (currently Home Improvement Stores, Furniture Stores, and Bed, Bath, & Beyond) and 1% cash back on all other purchases. There are no annual fees, overlimit fees, or foreign transaction fees, and there is a 0% intro APR on purchases and balance transfers for 14 months. Users also receive free FICO credit scores on all monthly statements to help them stay on top of their credit.
Best Travel Card: Barclaycard Arrival World MasterCard - Earn 2x on All Purchases
For those interested in earning travel rewards to help pay for the honeymoon, the Barclaycard Arrival World MasterCard - Earn 2x on All Purchases is Creditnet's top pick for travel credit cards. With this card, members earn 2x the miles on all purchases. Plus, users can earn 40,000 bonus miles when spending $3000 or more on purchases in the first 90 days of account opening. There are no mileage caps or foreign transaction fees, and users get 10% miles back when redeeming for travel statement credits. Cardholders can use their card to book through any airline, hotel, or discount travel engine with no blackout dates or seat restrictions. Plus, they also have online FICO score access.
Best Balance Transfer Card: Discover it - 18 Month Balance Transfer
If the wedding gets too pricey, a balance transfer credit card can also be an excellent option. Balance transfer cards allow consumers to consolidate their debt by moving it from a high interest credit card to a low interest card. With the Discover it - 18 Month Balance Transfer card, cardholders have an extensive 18 months with 0% APR on balance transfers. This is a long period of time to pay off wedding debt with no interest charges. There is also a 0% APR on purchases for 6 months. In addition, the Discover it card offers 5% cash back on up to $1500 spent in rotating categories and 1% cash back on all other purchases.
These are the best credit cards to use for a 2014 wedding. For more information regarding credit cards, access Creditnet's innovative credit card comparison tool: http://www.creditnet.com/
Creditnet is an authority credit card comparison site that offers innovative comparison tools to help users find the best credit card for their needs. In addition, the Creditnet Credit Talk Forum is a community of over 100,000 members that discuss credit cards, credit, debt, and credit repair daily.