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The Best Place To Live on a $100,000 Salary in Every State

·5 min read
SeanPavonePhoto / Getty Images/iStockphoto
SeanPavonePhoto / Getty Images/iStockphoto

America is nothing if not diverse. There are plenty of cities where you can afford to live comfortably, or even be "rich," for less than $100,000. Which location draws your interest could depend on a number of factors, ranging from those that are up-and-coming cities to those that are the best cities to raise a family. Overall, the best cities to live in generally have high livability scores and affordable costs so that you can take home more of your salary.

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GOBankingRates analyzed data from a number of sources, ranging from AreaVibes to Sperling's Best Places and the Bureau of Labor Statistics, to compile this list of the best places to live on a $100,000 salary in each state.

Learn More: What Does Earning a Six-Figure Salary Mean and Do You Need One To Build Wealth?

Factors assessed included median incomes, affordability, amenities, and quality of life. This list may draw attention to locations that don't appear on all of the typical "best places" lists but just might be some of the best cities in America.

Last updated: Sept. 20, 2021

SeanPavonePhoto / Getty Images/iStockphoto
SeanPavonePhoto / Getty Images/iStockphoto

Alabama: Madison

  • Livability score: 89

  • Median income: $89,522

  • Total annual necessities cost: $38,796

See: How Much You Really Take Home From a $100K Salary in Every State

Shutterstock.com
Shutterstock.com

Alaska: College

  • Livability score: 63

  • Median income: $89,072

  • Total annual necessities cost: $44,582

Read: These Are the 50 Best Cities for Renters

Shutterstock.com
Shutterstock.com

Arizona: Oro Valley

  • Livability score: 84

  • Median income: $76,484

  • Total annual necessities cost: $44,717

Related: US Cities With Plenty of Jobs and Cheap Housing

shuttersv / Shutterstock.com
shuttersv / Shutterstock.com

Arkansas: Bentonville

  • Livability score: 91

  • Median income: $81,934

  • Total annual necessities cost: $38,513

See: 12 People Who Retired Young (and How They Did It)

Shutterstock.com
Shutterstock.com

California: Marina del Rey

  • Livability score: 84

  • Median income: $112,050

  • Total annual necessities cost: $69,435

Arina P Habich / Shutterstock.com
Arina P Habich / Shutterstock.com

Colorado: Dove Valley

  • Livability score: 81

  • Median income: $64,363

  • Total annual necessities cost: $46,964

Ragesoss / Wikimedia Commons CC-BY-SA 3
Ragesoss / Wikimedia Commons CC-BY-SA 3

Connecticut: Simsbury Center

  • Livability score: 87

  • Median income: $108,264

  • Total annual necessities cost: $47,531

Shutterstock.com
Shutterstock.com

Delaware: Pike Creek

  • Livability score: 87

  • Median income: $114,865

  • Total annual necessities cost: $47,935

Shutterstock.com
Shutterstock.com

Florida: Fleming Island

  • Livability score: 90

  • Median income: $91,287

  • Total annual necessities cost: $45,342

Thomson200 / Wikimedia Commons CC0
Thomson200 / Wikimedia Commons CC0

Georgia: Peachtree City

  • Livability score: 88

  • Median income: $96,577

  • Total annual necessities cost: $48,890

Check Out: The Cost of Living Is Quickly Rising in These 20 US Cities

zorazhuang / Getty Images/iStockphoto
zorazhuang / Getty Images/iStockphoto

Hawaii: Kaneohe Station

  • Livability score: 72

  • Median income: $59,549

  • Total annual necessities cost: $62,647

Shutterstock.com
Shutterstock.com

Idaho: Ammon

  • Livability score: 87

  • Median income: $65,019

  • Total annual necessities cost: $38,460

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Teemu008 / Wikimedia Commons CC-BY-SA 2
Teemu008 / Wikimedia Commons CC-BY-SA 2

Illinois: Algonquin

  • Livability score: 88

  • Median income: $104,532

  • Total annual necessities cost: $44,742

Tysto / Wikimedia Commons Public Domain
Tysto / Wikimedia Commons Public Domain

Indiana: Carmel

  • Livability score: 93

  • Median income: $116,867

  • Total annual necessities cost: $46,677

Photo by Lynn Betts / USDA Natural Resources Conservation Service
Photo by Lynn Betts / USDA Natural Resources Conservation Service

Iowa: Ankeny

  • Livability score: 96

  • Median income: $81,627

  • Total annual necessities cost: $39,932

Paulmcdonald / Wikimedia Commons CC-BY-SA 3
Paulmcdonald / Wikimedia Commons CC-BY-SA 3

Kansas: Prairie Village

  • Livability score: 90

  • Median income: $88,635

  • Total annual necessities cost: $45,595

Shutterstock.com
Shutterstock.com

Kentucky: Fort Thomas

  • Livability score: 94

  • Median income: $76,837

  • Total annual necessities cost: $38,539

felixmizioznikov / Getty Images/iStockphoto
felixmizioznikov / Getty Images/iStockphoto

Louisiana: Fort Polk South

  • Livability score: 91

  • Median income: $43,943

  • Total annual necessities cost: $28,728

Shutterstock.com
Shutterstock.com

Maine: Belfast

  • Livability score: 81

  • Median income: $60,993

  • Total annual necessities cost: $37,638

Majestic_Aerials / Getty Images
Majestic_Aerials / Getty Images

Maryland: Bel Air

  • Livability score: 78

  • Median income: $51,210

  • Total annual necessities cost: $46,300

John Phelan / Wikimedia Commons CC-BY-SA 3
John Phelan / Wikimedia Commons CC-BY-SA 3

Massachusetts: Clinton

  • Livability score: 83

  • Median income: $54,076

  • Total annual necessities cost: $43,292

Wikimedia Commons
Wikimedia Commons

Michigan: Grosse Pointe Woods

  • Livability score: 96

  • Median income: $97,711

  • Total annual necessities cost: $42,934

Lucas Migliorelli / Wikimedia Commons CC-BY-SA 3
Lucas Migliorelli / Wikimedia Commons CC-BY-SA 3

Minnesota: Champlin

  • Livability score: 93

  • Median income: $87,692

  • Total annual necessities cost: $41,900

Shutterstock.com
Shutterstock.com

Mississippi: Petal

  • Livability score: 84

  • Median income: $58,539

  • Total annual necessities cost: $34,128

TriggerPhoto / Getty Images/iStockphoto
TriggerPhoto / Getty Images/iStockphoto

Missouri: Eureka

  • Livability score: 93

  • Median income: $106,000

  • Total annual necessities cost: $41,481

Shutterstock.com
Shutterstock.com

Montana: Miles City

  • Livability score: 78

  • Median income: $54,746

  • Total annual necessities cost: $31,895

Atomic Energy505 / Wikimedia Commons CC-BY-SA 3
Atomic Energy505 / Wikimedia Commons CC-BY-SA 3

Nebraska: Papillion

  • Livability score: 97

  • Median income: $80,853

  • Total annual necessities cost: $42,528

jezdicek / Getty Images/iStockphoto
jezdicek / Getty Images/iStockphoto

Nevada: Henderson

  • Livability score: 85

  • Median income: $69,940

  • Total annual necessities cost: $48,581

Check Out: The 10 Cheapest, Safest Places To Buy a Home in the Pandemic

DenisTangneyJr / Getty Images
DenisTangneyJr / Getty Images

New Hampshire: Dover

  • Livability score: 85

  • Median income: $70,757

  • Total annual necessities cost: $43,839

Apc106 / Wikimedia Commons CC-BY-SA 3
Apc106 / Wikimedia Commons CC-BY-SA 3

New Jersey: Greentree

  • Livability score: 86

  • Median income: $128,797

  • Total annual necessities cost: $44,741

benedek / Getty Images/iStockphoto
benedek / Getty Images/iStockphoto

New Mexico: White Rock

  • Livability score: 84

  • Median income: $135,929

  • Total annual necessities cost: $42,102

robert cicchetti / Shutterstock.com
robert cicchetti / Shutterstock.com

New York: Tonawanda

  • Livability score: 88

  • Median income: $49,605

  • Total annual necessities cost: $34,669

email2ying / Getty Images/iStockphoto
email2ying / Getty Images/iStockphoto

North Carolina: Holly Springs

  • Livability score: 91

  • Median income: $104,822

  • Total annual necessities cost: $44,704

Jacob Boomsma / Getty Images/iStockphoto
Jacob Boomsma / Getty Images/iStockphoto

North Dakota: West Fargo

  • Livability score: 90

  • Median income: $81,051

  • Total annual necessities cost: $38,089

Shutterstock.com
Shutterstock.com

Ohio: Hilliard

  • Livability score: 98

  • Median income: $95,831

  • Total annual necessities cost: $42,287

RaksyBH / Shutterstock.com
RaksyBH / Shutterstock.com

Oklahoma: Edmond

  • Livability score: 92

  • Median income: $78,692

  • Total annual necessities cost: $41,184

Shutterstock.com
Shutterstock.com

Oregon: Silverton

  • Livability score: 82

  • Median income: $63,810

  • Total annual necessities cost: $44,919

Take a Look: 16 Tax Tips for Single-Income Families

Daniel Case / Wikimedia Commons CC-BY-SA 3
Daniel Case / Wikimedia Commons CC-BY-SA 3

Pennsylvania: Dormont

  • Livability score: 93

  • Median income: $60,337

  • Total annual necessities cost: $34,189

Sean Pavone / Getty Images/iStockphoto
Sean Pavone / Getty Images/iStockphoto

Rhode Island: Cranston

  • Livability score: 78

  • Median income: $66,283

  • Total annual necessities cost: $43,263

PeterPhoto / Getty Images
PeterPhoto / Getty Images

South Carolina: Mauldin

  • Livability score: 87

  • Median income: $65,737

  • Total annual necessities cost: $35,018

Jacob Boomsma / Getty Images/iStockphoto
Jacob Boomsma / Getty Images/iStockphoto

South Dakota: Brandon

  • Livability score: 89

  • Median income: $84,075

  • Total annual necessities cost: $38,928

Thomas R Machnitzki / Wikimedia Commons CC-BY-SA 3
Thomas R Machnitzki / Wikimedia Commons CC-BY-SA 3

Tennessee: Collierville

  • Livability score: 89

  • Median income: $113,789

  • Total annual necessities cost: $47,102

Art Wager / Getty Images
Art Wager / Getty Images

Texas: Allen

  • Livability score: 95

  • Median income: $106,736

  • Total annual necessities cost: $45,715

Read More: 17 Dumb Home-Buying Mistakes That Hurt Your Wallet

Shutterstock.com
Shutterstock.com

Utah: Centerville

  • Livability score: 83

  • Median income: $90,496

  • Total annual necessities cost: $47,827

Sean Pavone / Shutterstock.com
Sean Pavone / Shutterstock.com

Vermont: Middlebury

  • Livability score: 80

  • Median income: $53,150

  • Total annual necessities cost: $40,179

Shutterstock.com
Shutterstock.com

Virginia: Short Pump

  • Livability score: 93

  • Median income: $109,384

  • Total annual necessities cost: $46,191

Shutterstock.com
Shutterstock.com

Washington: Liberty Lake

  • Livability score: 88

  • Median income: $70,658

  • Total annual necessities cost: $48,205

Shutterstock.com
Shutterstock.com

West Virginia: Teays Valley

  • Livability score: 87

  • Median income: $85,708

  • Total annual necessities cost: $36,263

Shutterstock.com
Shutterstock.com

Wisconsin: De Pere

  • Livability score: 93

  • Median income: $70,500

  • Total annual necessities cost: $38,134

amadeustx / Shutterstock.com
amadeustx / Shutterstock.com

Wyoming: Green River

  • Livability score: 83

  • Median income: $70,784

  • Total annual necessities cost: $40,142

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Andrew Lisa contributed to the reporting for this article.

Photo disclaimer: Photos are for illustrative purposes only. In many cases, the closest major city outside of the city/county mentioned it the article was used.

Methodology: To find the best place to live on a $100,000 salary in every state, GOBankingRates looked at the five cities in every state with the highest livability score from AreaVibes. In addition to each city's (1) livability score, GOBankingRates also found (2) the median household income in every city according to the Census Bureau's 2018 American Community Survey and (3) the total annual cost of necessities for households with an annual income of $100,000 in each city, calculated by referencing the Bureau of Labor Statistic's 2019 Consumer Expenditure Survey data on spending habits for consumers in the $100,000 to $149,999 income bracket and projecting annual spending in six necessity categories in every city using Sperling's Best Places' city-level cost-of-living index data. The six necessity categories considered include housing, groceries, utilities, healthcare, transportation, and miscellaneous spending. Cities where annual necessity spending exceeded $50,000 were then removed from consideration, in order to ensure all cities in the final ranking would be affordable for those with a $100,000 salary following the 50/30/20 rule, which dictates that no more than 50% of income should be allocated to necessities. All remaining cities were then ranked against the others in their state on factors No. 1-3, with high livability scores, high median household income and low cost of necessities being scored more favorably, and the highest-scoring city in each state was identified as the best place to live on a $100,000 salary. AreaVibes' livability scores take into consideration a variety of quality of life indicators, such as crime rates, school quality, employment, amenities and more. Due to the high cost of living in the following states, consideration was expanded beyond the top five most livable cities: California, Hawaii, Maryland, Massachusetts and Oregon. All data was collected on and up to date as of Nov. 23-24, 2020.

This article originally appeared on GOBankingRates.com: The Best Place To Live on a $100,000 Salary in Every State