U.S. markets closed
  • S&P 500

    4,455.48
    +6.50 (+0.15%)
     
  • Dow 30

    34,798.00
    +33.18 (+0.10%)
     
  • Nasdaq

    15,047.70
    -4.54 (-0.03%)
     
  • Russell 2000

    2,248.07
    -10.97 (-0.49%)
     
  • Crude Oil

    73.95
    +0.65 (+0.89%)
     
  • Gold

    1,750.60
    +0.80 (+0.05%)
     
  • Silver

    22.42
    -0.26 (-1.16%)
     
  • EUR/USD

    1.1718
    -0.0029 (-0.25%)
     
  • 10-Yr Bond

    1.4600
    +0.0500 (+3.55%)
     
  • GBP/USD

    1.3681
    -0.0040 (-0.29%)
     
  • USD/JPY

    110.6850
    +0.3840 (+0.35%)
     
  • BTC-USD

    42,690.54
    +487.23 (+1.15%)
     
  • CMC Crypto 200

    1,067.20
    -35.86 (-3.25%)
     
  • FTSE 100

    7,051.48
    -26.87 (-0.38%)
     
  • Nikkei 225

    30,248.81
    +609.41 (+2.06%)
     

The Best Place To Live on a $100,000 Salary in Every State

·5 min read
SeanPavonePhoto / Getty Images/iStockphoto
SeanPavonePhoto / Getty Images/iStockphoto

America is nothing if not diverse. There are plenty of cities where you can afford to live comfortably, or even be "rich," for less than $100,000. Which location draws your interest could depend on a number of factors, ranging from those that are up-and-coming cities to those that are the best cities to raise a family. Overall, the best cities to live in generally have high livability scores and affordable costs so that you can take home more of your salary.

Find Out: 30 Greatest Threats to Your Retirement

Read: Hidden Obstacles That Keep People From Retirement

GOBankingRates analyzed data from a number of sources, ranging from AreaVibes to Sperling's Best Places and the Bureau of Labor Statistics, to compile this list of the best places to live on a $100,000 salary in each state.

Learn More: What Does Earning a Six-Figure Salary Mean and Do You Need One To Build Wealth?

Factors assessed included median incomes, affordability, amenities, and quality of life. This list may draw attention to locations that don't appear on all of the typical "best places" lists but just might be some of the best cities in America.

Last updated: June 22, 2021

Birmingham, Alabama metropolitan area
Birmingham, Alabama metropolitan area

Alabama: Madison

  • Livability score: 89

  • Median income: $89,522

  • Total annual necessities cost: $38,796

See: How Much You Really Take Home From a $100K Salary in Every State

Juneau Alaska aerial view
Juneau Alaska aerial view

Alaska: College

  • Livability score: 63

  • Median income: $89,072

  • Total annual necessities cost: $44,582

Read: These Are the 50 Best Cities for Renters

Gilbert Arizona
Gilbert Arizona

Arizona: Oro Valley

  • Livability score: 84

  • Median income: $76,484

  • Total annual necessities cost: $44,717

Related: US Cities With Plenty of Jobs and Cheap Housing

neighborhood in Bentonville Arkansas at sunset
neighborhood in Bentonville Arkansas at sunset

Arkansas: Bentonville

  • Livability score: 91

  • Median income: $81,934

  • Total annual necessities cost: $38,513

See: 12 People Who Retired Young (and How They Did It)

California: Marina del Rey

  • Livability score: 84

  • Median income: $112,050

  • Total annual necessities cost: $69,435

Parker Colorado
Parker Colorado

Colorado: Dove Valley

  • Livability score: 81

  • Median income: $64,363

  • Total annual necessities cost: $46,964

Blue Black Square in West Hartford Connecticut
Blue Black Square in West Hartford Connecticut

Connecticut: Simsbury Center

  • Livability score: 87

  • Median income: $108,264

  • Total annual necessities cost: $47,531

Wilmington Delaware skyline
Wilmington Delaware skyline

Delaware: Pike Creek

  • Livability score: 87

  • Median income: $114,865

  • Total annual necessities cost: $47,935

aerial sunset overlooking Orland Florida metropolitan area
aerial sunset overlooking Orland Florida metropolitan area

Florida: Fleming Island

  • Livability score: 90

  • Median income: $91,287

  • Total annual necessities cost: $45,342

John Creek in Georgia
John Creek in Georgia

Georgia: Peachtree City

  • Livability score: 88

  • Median income: $96,577

  • Total annual necessities cost: $48,890

Check Out: The Cost of Living Is Quickly Rising in These 20 US Cities

Kaneohe town and mountain range at sunset, Hawaii, USA.
Kaneohe town and mountain range at sunset, Hawaii, USA.

Hawaii: Kaneohe Station

  • Livability score: 72

  • Median income: $59,549

  • Total annual necessities cost: $62,647

Meridian Idaho with spring trees
Meridian Idaho with spring trees

Idaho: Ammon

  • Livability score: 87

  • Median income: $65,019

  • Total annual necessities cost: $38,460

Don't Miss: 10 Tax Loopholes That Could Save You Thousands

LIbertyville Illinois public services building
LIbertyville Illinois public services building

Illinois: Algonquin

  • Livability score: 88

  • Median income: $104,532

  • Total annual necessities cost: $44,742

Carmel Indiana art and design district
Carmel Indiana art and design district

Indiana: Carmel

  • Livability score: 93

  • Median income: $116,867

  • Total annual necessities cost: $46,677

aerial view overlooking Clive and Waukee Iowa
aerial view overlooking Clive and Waukee Iowa

Iowa: Ankeny

  • Livability score: 96

  • Median income: $81,627

  • Total annual necessities cost: $39,932

Franklin Park Pavillion in Prairie Village Kansas
Franklin Park Pavillion in Prairie Village Kansas

Kansas: Prairie Village

  • Livability score: 90

  • Median income: $88,635

  • Total annual necessities cost: $45,595

Lewis and Clark bridge in Prospect Kentucky
Lewis and Clark bridge in Prospect Kentucky

Kentucky: Fort Thomas

  • Livability score: 94

  • Median income: $76,837

  • Total annual necessities cost: $38,539

Aerial photo Downtown Baton Rouge Louisiana USA.
Aerial photo Downtown Baton Rouge Louisiana USA.

Louisiana: Fort Polk South

  • Livability score: 91

  • Median income: $43,943

  • Total annual necessities cost: $28,728

Pine Point Beach in Scarborough Maine
Pine Point Beach in Scarborough Maine

Maine: Belfast

  • Livability score: 81

  • Median income: $60,993

  • Total annual necessities cost: $37,638

This photo was taken of Baltimore, MD while flying a helicopter at an altitude of 1000 feet above ground level and passing the city on June 12, 2017 while on a photo mission from a promotions company for twelve golfing resorts.
This photo was taken of Baltimore, MD while flying a helicopter at an altitude of 1000 feet above ground level and passing the city on June 12, 2017 while on a photo mission from a promotions company for twelve golfing resorts.

Maryland: Bel Air

  • Livability score: 78

  • Median income: $51,210

  • Total annual necessities cost: $46,300

Wilmington Massachusetts neighborhood
Wilmington Massachusetts neighborhood

Massachusetts: Clinton

  • Livability score: 83

  • Median income: $54,076

  • Total annual necessities cost: $43,292

Michigan's Premier Address for Business, Retail, & Commerce.
Michigan's Premier Address for Business, Retail, & Commerce.

Michigan: Grosse Pointe Woods

  • Livability score: 96

  • Median income: $97,711

  • Total annual necessities cost: $42,934

Eden Prairie Minnesota neighborhood
Eden Prairie Minnesota neighborhood

Minnesota: Champlin

  • Livability score: 93

  • Median income: $87,692

  • Total annual necessities cost: $41,900

Madison Mississippi
Madison Mississippi

Mississippi: Petal

  • Livability score: 84

  • Median income: $58,539

  • Total annual necessities cost: $34,128

unique view of downtown.
unique view of downtown.

Missouri: Eureka

  • Livability score: 93

  • Median income: $106,000

  • Total annual necessities cost: $41,481

Billings Montana skyline
Billings Montana skyline

Montana: Miles City

  • Livability score: 78

  • Median income: $54,746

  • Total annual necessities cost: $31,895

Downtown Papillion Nebraska
Downtown Papillion Nebraska

Nebraska: Papillion

  • Livability score: 97

  • Median income: $80,853

  • Total annual necessities cost: $42,528

Henderson Nevada
Henderson Nevada

Nevada: Henderson

  • Livability score: 85

  • Median income: $69,940

  • Total annual necessities cost: $48,581

Check Out: The 10 Cheapest, Safest Places To Buy a Home in the Pandemic

Portsmouth is a city in Rockingham County, New Hampshire.
Portsmouth is a city in Rockingham County, New Hampshire.

New Hampshire: Dover

  • Livability score: 85

  • Median income: $70,757

  • Total annual necessities cost: $43,839

Moorsetown Historic District in New Jersey
Moorsetown Historic District in New Jersey

New Jersey: Greentree

  • Livability score: 86

  • Median income: $128,797

  • Total annual necessities cost: $44,741

Photo of a residential neighborhood with large houses in Los Alamos, New Mexico, USA, on a clear blue sky day.
Photo of a residential neighborhood with large houses in Los Alamos, New Mexico, USA, on a clear blue sky day.

New Mexico: White Rock

  • Livability score: 84

  • Median income: $135,929

  • Total annual necessities cost: $42,102

vacation homes in Saratoga Springs New York
vacation homes in Saratoga Springs New York

New York: Tonawanda

  • Livability score: 88

  • Median income: $49,605

  • Total annual necessities cost: $34,669

Sunrise at Lake Crabtree County Park, Morrisville, NC.
Sunrise at Lake Crabtree County Park, Morrisville, NC.

North Carolina: Holly Springs

  • Livability score: 91

  • Median income: $104,822

  • Total annual necessities cost: $44,704

Fargo is a the largest City in North Dakota on the Red River.
Fargo is a the largest City in North Dakota on the Red River.

North Dakota: West Fargo

  • Livability score: 90

  • Median income: $81,051

  • Total annual necessities cost: $38,089

aerial of Dayton Ohio skyline
aerial of Dayton Ohio skyline

Ohio: Hilliard

  • Livability score: 98

  • Median income: $95,831

  • Total annual necessities cost: $42,287

main street in Edmond Oklahoma
main street in Edmond Oklahoma

Oklahoma: Edmond

  • Livability score: 92

  • Median income: $78,692

  • Total annual necessities cost: $41,184

Portland, Oregon
Portland, Oregon

Oregon: Silverton

  • Livability score: 82

  • Median income: $63,810

  • Total annual necessities cost: $44,919

Take a Look: 16 Tax Tips for Single-Income Families

Upper St. Clair Pennsylvania farm
Upper St. Clair Pennsylvania farm

Pennsylvania: Dormont

  • Livability score: 93

  • Median income: $60,337

  • Total annual necessities cost: $34,189

Providence, Rhode Island downtown cityscape viewed from above the Providence River.
Providence, Rhode Island downtown cityscape viewed from above the Providence River.

Rhode Island: Cranston

  • Livability score: 78

  • Median income: $66,283

  • Total annual necessities cost: $43,263

"Shem Creek, Mt. Pleasant South Carolina
"Shem Creek, Mt. Pleasant South Carolina

South Carolina: Mauldin

  • Livability score: 87

  • Median income: $65,737

  • Total annual necessities cost: $35,018

Brandon, South Dakota in Spring seen from Above by Drone.
Brandon, South Dakota in Spring seen from Above by Drone.

South Dakota: Brandon

  • Livability score: 89

  • Median income: $84,075

  • Total annual necessities cost: $38,928

Collierville Tennessee town square
Collierville Tennessee town square

Tennessee: Collierville

  • Livability score: 89

  • Median income: $113,789

  • Total annual necessities cost: $47,102

The downtown skyline and surrounding metropolitan area of Houston, Texas shot from an altitude of about 1500 feet during a helicopter photo flight.
The downtown skyline and surrounding metropolitan area of Houston, Texas shot from an altitude of about 1500 feet during a helicopter photo flight.

Texas: Allen

  • Livability score: 95

  • Median income: $106,736

  • Total annual necessities cost: $45,715

Read More: 17 Dumb Home-Buying Mistakes That Hurt Your Wallet

sunrise in South Jordan Utah
sunrise in South Jordan Utah

Utah: Centerville

  • Livability score: 83

  • Median income: $90,496

  • Total annual necessities cost: $47,827

Burlington Vermont metropolitan area
Burlington Vermont metropolitan area

Vermont: Middlebury

  • Livability score: 80

  • Median income: $53,150

  • Total annual necessities cost: $40,179

Reston Virginia
Reston Virginia

Virginia: Short Pump

  • Livability score: 93

  • Median income: $109,384

  • Total annual necessities cost: $46,191

aerial Maple Valley Washington
aerial Maple Valley Washington

Washington: Liberty Lake

  • Livability score: 88

  • Median income: $70,658

  • Total annual necessities cost: $48,205

Charleston West Virginia skylie
Charleston West Virginia skylie

West Virginia: Teays Valley

  • Livability score: 87

  • Median income: $85,708

  • Total annual necessities cost: $36,263

Pewaukee Lake sunset in Wisconsin
Pewaukee Lake sunset in Wisconsin

Wisconsin: De Pere

  • Livability score: 93

  • Median income: $70,500

  • Total annual necessities cost: $38,134

Gillette Wyoming aerial view
Gillette Wyoming aerial view

Wyoming: Green River

  • Livability score: 83

  • Median income: $70,784

  • Total annual necessities cost: $40,142

More From GOBankingRates

Andrew Lisa contributed to the reporting for this article.

Photo disclaimer: Photos are for illustrative purposes only. In many cases, the closest major city outside of the city/county mentioned it the article was used.

Methodology: To find the best place to live on a $100,000 salary in every state, GOBankingRates looked at the five cities in every state with the highest livability score from AreaVibes. In addition to each city's (1) livability score, GOBankingRates also found (2) the median household income in every city according to the Census Bureau's 2018 American Community Survey and (3) the total annual cost of necessities for households with an annual income of $100,000 in each city, calculated by referencing the Bureau of Labor Statistic's 2019 Consumer Expenditure Survey data on spending habits for consumers in the $100,000 to $149,999 income bracket and projecting annual spending in six necessity categories in every city using Sperling's Best Places' city-level cost-of-living index data. The six necessity categories considered include housing, groceries, utilities, healthcare, transportation, and miscellaneous spending. Cities where annual necessity spending exceeded $50,000 were then removed from consideration, in order to ensure all cities in the final ranking would be affordable for those with a $100,000 salary following the 50/30/20 rule, which dictates that no more than 50% of income should be allocated to necessities. All remaining cities were then ranked against the others in their state on factors No. 1-3, with high livability scores, high median household income and low cost of necessities being scored more favorably, and the highest-scoring city in each state was identified as the best place to live on a $100,000 salary. AreaVibes' livability scores take into consideration a variety of quality of life indicators, such as crime rates, school quality, employment, amenities and more. Due to the high cost of living in the following states, consideration was expanded beyond the top five most livable cities: California, Hawaii, Maryland, Massachusetts and Oregon. All data was collected on and up to date as of Nov. 23-4, 2020.

This article originally appeared on GOBankingRates.com: The Best Place To Live on a $100,000 Salary in Every State