Deciding on which stock to invest in can be daunting – where do you begin? Though there are various aspects to take into account, the key fundamentals can be clustered into five factors: financial health, value for money, cash flow to investors future growth, and past performance. I’ve put together a list of companies that meet or exceed expectations in two or more aspects, causing them to be attractive investments for every investor.
Civista Bancshares, Inc. (NASDAQ:CIVB)
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that engages in the community banking business in Ohio. Formed in 1884, and currently lead by Dennis Shaffer, the company employs 350 people and with the market cap of USD $233.28M, it falls under the small-cap category.
Investors in search for stocks with room to flourish should look no further than CIVB, with its expected earnings growth of 36.92% exceeding the market average earnings growth rate of 4.47%. CIVB’s asset-to-equity ratio of 8.27x indicates a solid equity position, with an appropriate level of leverage for a financial company. What’s more is, CIVB is currently trading at a price-to-equity ratio of 15.67x relative to the industry ratio of 17.86x and market ratio of 18.56x, which means it is relatively cheaper than its peers. More detail on Civista Bancshares here.
Union Bankshares Corporation (NASDAQ:UBSH)
Union Bankshares Corporation operates as the bank holding company for Union Bank & Trust that provides banking and related financial services to consumers and businesses. Founded in 1902, and headed by CEO John Asbury, the company employs 1,419 people and with the company’s market capitalisation at USD $2.55B, we can put it in the mid-cap group.
UBSH is an attractive stock for growth-seeking investors, with an expected earnings growth of 43.62% in the upcoming year, supported by an impressive revenue growth of 60.13%. UBSH’s asset-to-equity ratio of 8.9x indicates a solid equity position, with an appropriate level of leverage for a financial company. Also, UBSH’s ample net income is able to cover all of its dividend payments, which has been climbing over a long period of time. More detail on Union Bankshares here.
PowerShares Exchange-Traded Fund Trust – PowerShares Dynamic Large Cap Growth Portfolio (ARCA:PWB)
PowerShares Exchange-Traded Fund Trust – PowerShares Dynamic Large Cap Growth Portfolio is an exchange traded fund launched by Invesco Ltd. The company was established in 2005 and with the company’s market capitalisation at USD $583.31M, we can put it in the small-cap group.
PWB’s previous triple-digit bottom-line expansion in the prior year, leading to an equally impressive triple-digit return on equity, is a rewarding treat for company shareholders. PWB’s upcoming commitments are met by its short-term assets, and the business has no debt on its books, portraying its strong financial capacity. In addition to this, PWB’s share price is below its intrinsic value based on its discounted cash flows, and also on its price-to-equity metric, meaning those that are interested in the stock can buy it for cheap. Continue research on PowerShares Exchange-Traded Fund Trust – PowerShares Dynamic Large Cap Growth Portfolio here.
For more fundamentally-robust companies with industry-beating characteristics to enhance your portfolio, explore this interactive list of big green snowflake stocks.
To help readers see pass the short term volatility of the financial market, we aim to bring you a long-term focused research analysis purely driven by fundamental data. Note that our analysis does not factor in the latest price sensitive company announcements.
The author is an independent contributor and at the time of publication had no position in the stocks mentioned.