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CD rates for Feb. 6, 2014

Sheyna Steiner

Interest Rate Roundup

Compare CD rates nationally and in your area.


  • 0.23% (1-year CD yields)
  • 0.8% (5-year CD yields)

Sweeping changes occurred in rates on certificates of deposit this week, with rates on almost all maturities that were surveyed up 1 basis point. A basis point is one-hundredth of 1 percent.

Up 1 basis point, the average one-year CD yield is now 0.23 percent. Also up 1 basis point, the five-year yield is now 0.8 percent.

Jumbo CDs offer extra yield for a deposit of $100,000. Short-term savers didn't get a big boost in yield, as the one-year jumbo CD yield was unchanged at 0.24 percent. The five-year jumbo yield is up 1 basis point to 0.84 percent.

Money market account yields went the other way this week: The average yield is down 1 basis point to 0.11 percent.

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