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Citizens Community Bancorp Inc (CZWI) Files 10-K for the Fiscal Year Ended on September 30, 2017

- By insider

Citizens Community Bancorp Inc (CZWI) files its latest 10-K with SEC for the fiscal year ended on September 30, 2017. Citizens Community Bancorp Inc is a bank holding company. It provides consumer banking products and services in Wisconsin, Minnesota, and Michigan. Citizens Community Bancorp Inc has a market cap of $78.460 million; its shares were traded at around $13.32 with a P/E ratio of 28.37 and P/S ratio of 2.64. The dividend yield of Citizens Community Bancorp Inc stocks is 1.20%. Citizens Community Bancorp Inc had annual average EBITDA growth of 30.30% over the past five years.


For the last quarter Citizens Community Bancorp Inc reported a revenue of $7.56 million, compared with the revenue of $6.86 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $27.0 million, an increase of 12.6% from last year. For the last five years Citizens Community Bancorp Inc had an average revenue growth rate of 3.4% a year.

The reported diluted earnings per share was 46 cents for the year, a decline of 6.1% from the previous year. Over the last five years Citizens Community Bancorp Inc had an EPS growth rate of 55.1% a year. The Citizens Community Bancorp Inc had a decent operating margin of 14.15%, compared with the operating margin of 16.08% a year before. The 10-year historical median operating margin of Citizens Community Bancorp Inc is 8.66%. The profitability rank of the company is 5 (out of 10).

At the end of the fiscal year, Citizens Community Bancorp Inc has the cash and cash equivalents of $49.8 million, compared with $10.8 million in the previous year. The long term debt was $120.3 million, compared with $70.3 million in the previous year. The company"s operating income of cannot cover its interest payment during the last fiscal year. Citizens Community Bancorp Inc has a financial strength rank of 4 (out of 10).

At the current stock price of $13.32, Citizens Community Bancorp Inc is traded at 28.6% premium to its historical median P/S valuation band of $10.36. The P/S ratio of the stock is 2.64, while the historical median P/S ratio is 2.06. The stock gained 16.72% during the past 12 months.

CEO Recent Trades:

  • CEO and President Stephen M Bianchi bought 200 shares of CZWI stock on 11/21/2017 at the average price of $13.48. The price of the stock has decreased by 1.19% since.

CFO Recent Trades:

  • CFO James S Broucek bought 1,531 shares of CZWI stock on 12/08/2017 at the average price of $13.7. The price of the stock has decreased by 2.77% since.
  • CFO James S Broucek bought 500 shares of CZWI stock on 11/21/2017 at the average price of $13.39. The price of the stock has decreased by 0.52% since.
  • CFO James S Broucek bought 300 shares of CZWI stock on 11/15/2017 at the average price of $13.37. The price of the stock has decreased by 0.37% since.

Directors and Officers Recent Trades:

  • Director Francis E Felber bought 1,000 shares of CZWI stock on 11/15/2017 at the average price of $13.46. The price of the stock has decreased by 1.04% since.

For the complete 20-year historical financial data of CZWI, click here.

This article first appeared on GuruFocus.