Clifton Bancorp Inc (CSBK) Files 10-K for the Fiscal Year Ended on March 31, 2017

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Clifton Bancorp Inc (CSBK) files its latest 10-K with SEC for the fiscal year ended on March 31, 2017. Clifton Bancorp Inc is a savings and loan holding company. It operates as a community-oriented financial institution offering traditional financial services to consumers and businesses in its market area. Clifton Bancorp Inc has a market cap of $372.740 million; its shares were traded at around $16.53 with a P/E ratio of 75.16 and P/S ratio of 12.60. The dividend yield of Clifton Bancorp Inc stocks is 1.46%. Clifton Bancorp Inc had annual average EBITDA growth of 9.70% over the past ten years.


For the last quarter Clifton Bancorp Inc reported a revenue of $7.95 million, compared with the revenue of $7.13 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $30.6 million, an increase of 8.8% from last year. For the last five years Clifton Bancorp Inc had an average revenue growth rate of 4.1% a year.

The reported diluted earnings per share was 21 cents for the year, a decline of 4.5% from the previous year. Over the last five years Clifton Bancorp Inc had an average EPS decline of 6% a year. The Clifton Bancorp Inc had a decent operating margin of 22.53%, compared with the operating margin of 28.26% a year before. The 10-year historical median operating margin of Clifton Bancorp Inc is 39.51%. The profitability rank of the company is 5 (out of 10).

At the end of the fiscal year, Clifton Bancorp Inc has the cash and cash equivalents of $14.7 million, compared with $31.1 million in the previous year. The long term debt was $275.8 million, compared with $231.5 million in the previous year. The company's operating income of cannot cover its interest payment during the last fiscal year. Clifton Bancorp Inc has a financial strength rank of 5 (out of 10).

At the current stock price of $16.53, Clifton Bancorp Inc is traded at close to its historical median P/S valuation band of $16.13. The P/S ratio of the stock is 12.60, while the historical median P/S ratio is 12.30. The stock gained 9.71% during the past 12 months.

CEO Recent Trades:

  • Chairman, President & CEO Paul M Aguggia bought 8,264 shares of CSBK stock on 05/25/2017 at the average price of $16.23. The price of the stock has increased by 1.85% since.

For the complete 20-year historical financial data of CSBK, click here.

This article first appeared on GuruFocus.


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