Kemper Corporation (NYSE:KMPR) is a stock with outstanding fundamental characteristics. When we build an investment case, we need to look at the stock with a holistic perspective. In the case of KMPR, it is a company with great financial health as well as a a strong history of performance. Below, I've touched on some key aspects you should know on a high level. For those interested in understanding where the figures come from and want to see the analysis, read the full report on Kemper here.
Solid track record with adequate balance sheet
Over the past few years, KMPR has more than doubled its earnings, with its most recent figure exceeding its annual average over the past five years. In addition to beating its historical values, KMPR also outperformed its industry, which delivered a growth of 3.1%. This is an notable feat for the company. With a debt-to-equity ratio of 28%, KMPR’s debt level is reasonable. This means that KMPR’s capital structure strikes a good balance between low-cost debt funding and maintaining financial flexibility without overly restrictive terms of debt. KMPR's has produced operating cash levels of 0.57x total debt over the past year, which implies that KMPR's management has put its borrowings into good use by generating enough cash to cover a sufficient portion of borrowings.
For Kemper, I've compiled three pertinent aspects you should further research:
- Future Outlook: What are well-informed industry analysts predicting for KMPR’s future growth? Take a look at our free research report of analyst consensus for KMPR’s outlook.
- Valuation: What is KMPR worth today? Is the stock undervalued, even when its growth outlook is factored into its intrinsic value? The intrinsic value infographic in our free research report helps visualize whether KMPR is currently mispriced by the market.
- Other Attractive Alternatives : Are there other well-rounded stocks you could be holding instead of KMPR? Explore our interactive list of stocks with large potential to get an idea of what else is out there you may be missing!
We aim to bring you long-term focused research analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material.
If you spot an error that warrants correction, please contact the editor at firstname.lastname@example.org. This article by Simply Wall St is general in nature. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. Simply Wall St has no position in the stocks mentioned. Thank you for reading.