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Credit card interest rates for Feb. 13, 2014

Janna Herron

Interest Rate Roundup

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Credit Cards

  • 13.02% (all fixed)
  • 15.38% (all variable)

Credit card rates remained unchanged this week, according to Bankrate's latest survey of interest rates. The average annual percentage rate, or APR, for variable-rate credit cards stayed steady at 15.38 percent. The APR for fixed-rate cards didn't budge from 13.02 percent, where it has been since last February.

A survey from CreditKarma.com on Monday found that 1 in 5 Americans opened a store credit card for a discount in the past two years. And 45 percent of them didn't consider the credit or financial ramifications of doing so. The survey also found that the percentage of shoppers who opened a store card was highest in November at 13 percent, followed by December at 11 percent.

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