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Credit card interest rates for March 14, 2013

Janna Herron

Interest Rate Roundup

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Credit Cards

  • 13.02% (all fixed)
  • 15.15% (all variable)

Credit card rates didn't budge this week, according to Bankrate's latest survey of interest rates. The average annual percentage rate, or APR, for variable-rate credit cards remained at 15.15 percent. The APR for fixed-rate cards stayed steady at 13.02 percent.

Visa said Wednesday that Americans are using their credit cards more often this year compared to 2012. The payment processor said the volume of U.S. credit card payments grew 11 percent in January and February versus the same two-month period last year. That offsets a 3 percent decline in the number of debit card transactions.

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