SEATTLE, WA--(Marketwired - Feb 27, 2014) - Creditnet.com, a leading website on credit cards, announced the best no annual fee credit cards of 2014 today. With a no annual fee credit card, consumers do not have to worry about paying to carry a credit card each year. There are no annual fees, and many of these credit cards also offer special introductory offers, cash back, rewards, and more.
Creditnet experts weighed many factors, including annual fees, introductory offers, balance transfer terms, rewards programs, customer reviews, and expert opinions, when determining the best no annual fee credit cards. According to their findings, here are the best ones available for consumers today:
Not only does the Discover it card have no annual fees, it also has no overlimit fees and foreign transaction fees. In addition, the Discover it card has a generous cash back program with 5% cash back on up to $1500 in rotating categories (currently restaurant and movie purchases) and 1% cash back on all other purchases. There is 0% intro APR on purchases and balance transfers for 14 months, and Discover's excellent customer service is available 24/7. Discover it also now offers free FICO credit scores on all monthly statements. This card is a great option for consumers looking for an all around great credit card with no annual fee.
The Blue Cash Everyday Card from American Express, like the Discover it card, has no annual fee. With this card, users earn 3% cash back on up to $6000 in purchases a year, 2% at US gas stations and select US department stores, and 1% on all other purchases. Members can also earn 50 Reward Dollars and one free year of Amazon Prime membership when they make $1000 in purchases within the first three months. Furthermore, there is 0% intro APR on purchases and balance transfers for 15 months. This is the perfect card when it comes to gas and groceries.
The Citi Simplicity Card rounds off Creditnet's list of the best no annual fee credit cards. This card is as simple as it gets with no annual fees, late fees or penalty rates ever. The only fees a cardholder may ever have to pay are for standard balance transfers, cash advances, foreign transactions, and returned payments. The Citi Simplicity Card offers 0% intro APR on purchases and balance transfers for 18 months and fast, personal help for cardholders 24 hours a day. It is an excellent card to use for consumers who do not want fees.
These are the best no annual fee credit cards on the market today. For more information regarding no annual fee or other types of credit cards, access Creditnet: http://www.creditnet.com/credit-cards/no-annual-fee-credit-cards
Creditnet is an authority credit card comparison site that offers innovative comparison tools to help users find the best credit card for their needs. In addition, the Creditnet Credit Talk Forum is a community of over 100,000 members that discuss credit cards, credit, debt, and credit repair daily.