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ESSA Bancorp Inc (ESSA) Files 10-K for the Fiscal Year Ended on September 30, 2017

- By insider

ESSA Bancorp Inc (ESSA) files its latest 10-K with SEC for the fiscal year ended on September 30, 2017. ESSA Bancorp Inc is a bank holding company. The Company through its subsidiary ESSA Bank & Trust provides financial services to individuals, families and businesses. ESSA Bank & Trust is a community-oriented savings association. ESSA Bancorp Inc has a market cap of $180.880 million; its shares were traded at around $15.60 with a P/E ratio of 22.92 and P/S ratio of 3.04. The dividend yield of ESSA Bancorp Inc stocks is 2.31%. ESSA Bancorp Inc had annual average EBITDA growth of 26.70% over the past five years.


For the last quarter ESSA Bancorp Inc reported a revenue of $13.9 million, compared with the revenue of $14.09 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $53.7 million, a decrease of 3.6% from the previous year. For the last five years ESSA Bancorp Inc had an average revenue growth rate of 7.6% a year.

The reported diluted earnings per share was 69 cents for the year, a decline of 5.5% from the previous year. Over the last five years ESSA Bancorp Inc had an EPS growth rate of 66% a year. The ESSA Bancorp Inc had a decent operating margin of 16.62%, compared with the operating margin of 18.5% a year before. The 10-year historical median operating margin of ESSA Bancorp Inc is 22.09%. The profitability rank of the company is 6 (out of 10).

At the end of the fiscal year, ESSA Bancorp Inc has the cash and cash equivalents of $42.2 million, compared with $44.9 million in the previous year. The long term debt was $174.2 million, compared with $230.6 million in the previous year. The company"s operating income of cannot cover its interest payment during the last fiscal year. ESSA Bancorp Inc has a financial strength rank of 3 (out of 10).

At the current stock price of $15.60, ESSA Bancorp Inc is traded at close to its historical median P/S valuation band of $16.01. The P/S ratio of the stock is 3.04, while the historical median P/S ratio is 3.16. The stock lost 3.26% during the past 12 months.

Directors and Officers Recent Trades:

  • Vice President Thomas J Grayuski sold 4,842 shares of ESSA stock on 11/29/2017 at the average price of $16.18. The price of the stock has decreased by 3.58% since.

For the complete 20-year historical financial data of ESSA, click here.

This article first appeared on GuruFocus.