First Defiance Financial Corp (FDEF) Files 10-K for the Fiscal Year Ended on December 31, 2017
- By insider
First Defiance Financial Corp (FDEF) files its latest 10-K with SEC for the fiscal year ended on December 31, 2017. First Defiance Financial Corp. operates a unitary thrift holding company that provides communities based financial services in northwest Ohio, northeast Indiana, and southeastern Michigan. First Defiance Financial Corp has a market cap of $540.450 million; its shares were traded at around $53.21 with a P/E ratio of 16.63 and P/S ratio of 3.98. The dividend yield of First Defiance Financial Corp stocks is 1.97%. First Defiance Financial Corp had annual average EBITDA growth of 6.10% over the past ten years.
Warning! GuruFocus has detected 4 Warning Sign with FDEF. Click here to check it out.
The intrinsic value of FDEF
For the last quarter First Defiance Financial Corp reported a revenue of $35.3 million, compared with the revenue of $28.83 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $136.8 million, an increase of 21% from last year. For the last five years First Defiance Financial Corp had an average revenue growth rate of 5.5% a year.
The reported diluted earnings per share was $3.22 for the year, an increase of 0.9% from previous year. Over the last five years First Defiance Financial Corp had an EPS growth rate of 12.6% a year. The First Defiance Financial Corp had a decent operating margin of 35.43%, compared with the operating margin of 36.82% a year before. The 10-year historical median operating margin of First Defiance Financial Corp is 27.29%. The profitability rank of the company is 5 (out of 10).
At the end of the fiscal year, First Defiance Financial Corp has the cash and cash equivalents of $113.7 million, compared with $53.0 million in the previous year. The long term debt was $146.4 million, compared with $140.0 million in the previous year. The interest coverage to the debt is 4.2. First Defiance Financial Corp has a financial strength rank of 5 (out of 10).
At the current stock price of $53.21, First Defiance Financial Corp is traded at 75.9% premium to its historical median P/S valuation band of $30.25. The P/S ratio of the stock is 3.98, while the historical median P/S ratio is 2.26. The stock gained 11.52% during the past 12 months.
Directors and Officers Recent Trades:
Director Mark Andrew Robison bought 1,132 shares of FDEF stock on 02/06/2018 at the average price of $52.83. The price of the stock has increased by 0.72% since.
Director Mark Andrew Robison bought 1,071 shares of FDEF stock on 02/01/2018 at the average price of $55.7. The price of the stock has decreased by 4.47% since.
For the complete 20-year historical financial data of FDEF, click here.
This article first appeared on GuruFocus.
Warning! GuruFocus has detected 4 Warning Sign with FDEF. Click here to check it out.
The intrinsic value of FDEF
