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New guide for teaching seniors how to avoid fraud

US agencies announce guide for teaching seniors how to avoid financial exploitation

WASHINGTON (AP) -- U.S. regulators have a new guide for teaching older adults how to detect financial scams and avoid being exploited.

The curriculum was developed by the Federal Deposit Insurance Corp. and the Consumer Financial Protection Bureau for instructing groups of seniors and their caregivers. It can be used by employees of financial firms, adult protective service agencies, senior advocate groups and law enforcement personnel, the agencies said Wednesday.

The free curriculum, titled "Money Smart for Older Adults," includes an instructor guide, a participant guide and Power Point slides. It is available at http://www.fdic.gov/consumers/consumer/moneysmart/OlderAdult.html .

The guide notes red flags that seniors should look out for, such as people asking for their bank account numbers over the phone.

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