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What Income Level Is Considered Middle Class in Your State?

·12 min read
AzmanL / Getty Images
AzmanL / Getty Images

What is considered middle class? It might take more money than you think to reach this income tier. The Pew Research Center defines middle class, or middle-income households, as those with incomes that are two-thirds to double the U.S. median household income.

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However, because the cost of living and average income varies so widely from state to state, the income needed to be "middle class" in one state could be much more or less than what it takes to be middle class in another. Using Pew's definition of middle class, GOBankingRates analyzed data from the U.S. Census Bureau's 2018 American Community Survey to determine how much two-, three- and four-person families need to earn in every state to qualify for this classification.

Find out the states where it's easiest to be middle class.

Last updated: March 9, 2021

Urban scene of downtown Birmingham, Alabama, USA.
Urban scene of downtown Birmingham, Alabama, USA.

Alabama

  • 2-person family middle-class income range: $37,172.94 to $110,964

  • 3-person family middle-class income range: $42,604.63 to $127,178

  • 4-person family middle-class income range: $52,438.89 to $156,534

See: States Where It's Easiest To Go From Middle Class to Upper Class

The city of Sitka, Alaska at dawn.
The city of Sitka, Alaska at dawn.

Alaska

  • 2-person family middle-class income range: $56,330.92 to $168,152

  • 3-person family middle-class income range: $60,428.64 to $180,384

  • 4-person family middle-class income range: $69,665.26 to $207,956

Billionaires vs. Middle-Class America: Who Pays More in Taxes?

Tucson, Arizona, USA downtown skyline with Sentinel Peak at dusk.
Tucson, Arizona, USA downtown skyline with Sentinel Peak at dusk.

Arizona

  • 2-person family middle-class income range: $42,284.37 to $126,222

  • 3-person family middle-class income range: $45,197.53 to $134,918

  • 4-person family middle-class income range: $53,119.61 to $158,566

Read: 21 Tips To Climb the Career Ladder

Fayetteville is the third-largest city in Arkansas and county seat of Washington County.
Fayetteville is the third-largest city in Arkansas and county seat of Washington County.

Arkansas

  • 2-person family middle-class income range: $35,087.23 to $104,738

  • 3-person family middle-class income range: $38,855.31 to $115,986

  • 4-person family middle-class income range: $46,507.38 to $138,828

Read: 17 Biggest Budgeting Mistakes You’re Making

Aerial image of downtown Los Angeles, California at night.
Aerial image of downtown Los Angeles, California at night.

California

  • 2-person family middle-class income range: $50,117.34 to $149,604

  • 3-person family middle-class income range: $54,870.99 to $163,794

  • 4-person family middle-class income range: $62,647.68 to $187,008

Helpful: 19 Effective Ways To Tackle Your Budget

Denver Colorado capitol hill
Denver Colorado capitol hill

Colorado

  • 2-person family middle-class income range: $51,695.19 to $154,314

  • 3-person family middle-class income range: $57,772.76 to $172,456

  • 4-person family middle-class income range: $67,509.20 to $201,520

Check Out: Best Cities To Retire on a Budget of $1,500 a Month

Bridgeport, Connecticut
Bridgeport, Connecticut

Connecticut

  • 2-person family middle-class income range: $56,695.40 to $169,240

  • 3-person family middle-class income range: $66,263 to $197,800

  • 4-person family middle-class income range: $80,839.52 to $241,312

Read: Tips To Keep Your Finances in Order Without Sacrificing What You Want

Delaware
Delaware

Delaware

  • 2-person family middle-class income range: $47,450.07 to $141,642

  • 3-person family middle-class income range: $55,792.91 to $166,546

  • 4-person family middle-class income range: $67,502.50 to $201,500

Related: 17 Dumb Home-Buying Mistakes That Hurt Your Wallet

Tampa, Florida, USA downtown city skyline.
Tampa, Florida, USA downtown city skyline.

Florida

  • 2-person family middle-class income range: $39,789.96 to $118,776

  • 3-person family middle-class income range: $43,393.89 to $129,534

  • 4-person family middle-class income range: $51,789.66 to $154,596

Don't Miss: These 47 Billionaires Got Richer During the Pandemic

Georgia
Georgia

Georgia

  • 2-person family middle-class income range: $40,845.21 to $121,926

  • 3-person family middle-class income range: $46,002.20 to $137,320

  • 4-person family middle-class income range: $53,740.03 to $160,418

Try: 50 Easy Things You Should Do To Save Money

Honolulu Hawaii
Honolulu Hawaii

Hawaii

  • 2-person family middle-class income range: $51,397.71 to $153,426

  • 3-person family middle-class income range: $61,821.57 to $184,542

  • 4-person family middle-class income range: $69,842.14 to $208,484

Stop Now: 50 Terrible Ways To Try and Save Money

Boise Idaho
Boise Idaho

Idaho

  • 2-person family middle-class income range: $39,885.10 to $119,060

  • 3-person family middle-class income range: $43,232.42 to $129,052

  • 4-person family middle-class income range: $50,060.39 to $149,434

Find Out: Things To Cut Out Right Now To Save Money During the Health Crisis

Chicago, Illinois
Chicago, Illinois

Illinois

  • 2-person family middle-class income range: $47,116.41 to $140,646

  • 3-person family middle-class income range: $54,310.87 to $162,122

  • 4-person family middle-class income range: $65,412.77 to $195,262

Read: The Upper Class Has Taken Over These 50 Cities

Indianapolis, Indiana, USA - July 24, 2010: Family Enjoys Pedal Boat on Canal in Downtown Indianapolis.
Indianapolis, Indiana, USA - July 24, 2010: Family Enjoys Pedal Boat on Canal in Downtown Indianapolis.

Indiana

  • 2-person family middle-class income range: $40,695.80 to $121,480

  • 3-person family middle-class income range: $47,411.21 to $141,526

  • 4-person family middle-class income range: $55,750.03 to $166,418

Options: 16 Ways To Save Money on Food

Downtown Des Moines skyline and Martin Luther King Jr.
Downtown Des Moines skyline and Martin Luther King Jr.

Iowa

  • 2-person family middle-class income range: $44,792.18 to $133,708

  • 3-person family middle-class income range: $51,367.56 to $153,336

  • 4-person family middle-class income range: $61,254.08 to $182,848

Read: 25 Tips for Saving Money With Your Spouse

Kansas
Kansas

Kansas

  • 2-person family middle-class income range: $44,103.42 to $131,652

  • 3-person family middle-class income range: $50,075.80 to $149,480

  • 4-person family middle-class income range: $58,316.13 to $174,078

Helpful: 16 Effective Ways To Trick Yourself Into Saving Money

Louisville downtown skyline view with a park with trees in the foreground.
Louisville downtown skyline view with a park with trees in the foreground.

Kentucky

  • 2-person family middle-class income range: $36,106.97 to $107,782

  • 3-person family middle-class income range: $42,429.09 to $126,654

  • 4-person family middle-class income range: $52,059 to $155,400

Good To Know: 16 Splurges That Save You Money in the Long Run

Louisiana
Louisiana

Louisiana

  • 2-person family middle-class income range: $36,315.34 to $108,404

  • 3-person family middle-class income range: $42,047.19 to $125,514

  • 4-person family middle-class income range: $53,242.89 to $158,934

Keep Reading: 25 Ways To Save 20% More of Your Paycheck Without Even Trying

Maine
Maine

Maine

  • 2-person family middle-class income range: $42,119.55 to $125,730

  • 3-person family middle-class income range: $50,917.32 to $151,992

  • 4-person family middle-class income range: $60,412.56 to $180,336

Try: Cutting Out These 25 Expenses Will Save You $16,142.08 a Year

Aerial view of the Inner Harbor of Baltimore, Maryland on a clear summer day.
Aerial view of the Inner Harbor of Baltimore, Maryland on a clear summer day.

Maryland

  • 2-person family middle-class income range: $58,147.96 to $173,576

  • 3-person family middle-class income range: $68,045.87 to $203,122

  • 4-person family middle-class income range: $80,429.48 to $240,088

Learn More: Surprising Ways Gen Z and Millennials Are Worlds Apart Financially

Shutterstock.com
Shutterstock.com

Massachusetts

  • 2-person family middle-class income range: $54,438.17 to $162,502

  • 3-person family middle-class income range: $68,368.81 to $204,086

  • 4-person family middle-class income range: $83,974.45 to $250,670

Exclusive: Americans’ Savings Drop to Lowest Point in Years

"Detroit, Michigan, USA - April 4, 2012: People walking their dog on a sunny day on Belle Isle, a city park in the Detroit River.
"Detroit, Michigan, USA - April 4, 2012: People walking their dog on a sunny day on Belle Isle, a city park in the Detroit River.

Michigan

  • 2-person family middle-class income range: $41,073.68 to $122,608

  • 3-person family middle-class income range: $49,233.61 to $146,966

  • 4-person family middle-class income range: $60,088.28 to $179,368

Whoa: 9 Successful Money-Making ‘Schemes’ That Are Actually Legal

Minnesota St Paul
Minnesota St Paul

Minnesota

  • 2-person family middle-class income range: $50,252.01 to $150,006

  • 3-person family middle-class income range: $60,824.61 to $181,566

  • 4-person family middle-class income range: $72,837.71 to $217,426

Read: 35 Cities Where You Can Afford To Live on Less Than $50,000

Tupelo is the county seat and the largest city of Lee County, Mississippi, United States.
Tupelo is the county seat and the largest city of Lee County, Mississippi, United States.

Mississippi

  • 2-person family middle-class income range: $33,585.09 to $100,254

  • 3-person family middle-class income range: $36,874.79 to $110,074

  • 4-person family middle-class income range: $44,646.79 to $133,274

Rich vs. Wealthy: What’s the Difference Between the Two?

Downtown Kansas City, Missouri at daytime under a big blue sky and striking clouds.
Downtown Kansas City, Missouri at daytime under a big blue sky and striking clouds.

Missouri

  • 2-person family middle-class income range: $40,137.02 to $119,812

  • 3-person family middle-class income range: $47,224.28 to $140,968

  • 4-person family middle-class income range: $56,973.45 to $170,070

Read: 20 Hobbies of the Rich Only They Can Afford

Missoula from Mount Sentinel, in Missoula, Montana.
Missoula from Mount Sentinel, in Missoula, Montana.

Montana

  • 2-person family middle-class income range: $41,358.43 to $123,458

  • 3-person family middle-class income range: $47,905.67 to $143,002

  • 4-person family middle-class income range: $57,155.02 to $170,612

Find Out: 31 Dumb Things That Are Keeping You From Being Wealthy

Omaha Lincoln
Omaha Lincoln

Nebraska

  • 2-person family middle-class income range: $45,617.62 to $136,172

  • 3-person family middle-class income range: $51,282.47 to $153,082

  • 4-person family middle-class income range: $60,474.87 to $180,522

See: Do You Think the Minimum Wage Should Be $15? Take Our Poll

Henderson, USA - February 11, 2014: A photo of  Lake Las Vegas.
Henderson, USA - February 11, 2014: A photo of Lake Las Vegas.

Nevada

  • 2-person family middle-class income range: $42,436.46 to $126,676

  • 3-person family middle-class income range: $46,585.10 to $139,060

  • 4-person family middle-class income range: $52,754.46 to $157,476

Check Out: The Living Wage You Need in All 50 States

The quaint village of Harrisville New Hampshire reflecting on a small pond in autumn.
The quaint village of Harrisville New Hampshire reflecting on a small pond in autumn.

New Hampshire

  • 2-person family middle-class income range: $51,969.89 to $155,134

  • 3-person family middle-class income range: $63,278.82 to $188,892

  • 4-person family middle-class income range: $77,816.48 to $232,288

See: 42 Easy Ways To Save For Retirement

Jersey City panorama
Jersey City panorama

New Jersey

  • 2-person family middle-class income range: $54,144.71 to $161,626

  • 3-person family middle-class income range: $67,765.81 to $202,286

  • 4-person family middle-class income range: $82,698.10 to $246,860

Take Action: Do These 13 Things To Boost Your Retirement Savings Now

New Mexico
New Mexico

New Mexico

  • 2-person family middle-class income range: $38,553.14 to $115,084

  • 3-person family middle-class income range: $38,622.15 to $115,290

  • 4-person family middle-class income range: $43,667.92 to $130,352

Are High-Yield Savings Accounts Worth It? Here’s Everything You Need To Know

picture of manhattan new york.
picture of manhattan new york.

New York

  • 2-person family middle-class income range: $46,597.83 to $139,098

  • 3-person family middle-class income range: $55,155.74 to $164,644

  • 4-person family middle-class income range: $67,252.59 to $200,754

Stuck Inside? The Most and Least Expensive States To Work From Home

Charlotte North Carolina daytime skyline
Charlotte North Carolina daytime skyline

North Carolina

  • 2-person family middle-class income range: $39,766.51 to $118,706

  • 3-person family middle-class income range: $44,938.24 to $134,144

  • 4-person family middle-class income range: $54,094.46 to $161,476

Learn: What Is a Savings Bond and How Does It Work?

Fargo is the most populous city in the state of North Dakota, accounting for over 15% of the state population.
Fargo is the most populous city in the state of North Dakota, accounting for over 15% of the state population.

North Dakota

  • 2-person family middle-class income range: $50,524.70 to $150,820

  • 3-person family middle-class income range: $56,369.11 to $168,266

  • 4-person family middle-class income range: $67,521.93 to $201,558

Avoid: 35 Retirement Planning Mistakes That Waste Your Money

Columbus, Ohio
Columbus, Ohio

Ohio

  • 2-person family middle-class income range: $41,263.96 to $123,176

  • 3-person family middle-class income range: $48,556.91 to $144,946

  • 4-person family middle-class income range: $58,955.98 to $175,988

Read: 19 Things You’ll Need To Sacrifice Now for a Healthy Retirement

Oklahoma-City-Oklahoma
Oklahoma-City-Oklahoma

Oklahoma

  • 2-person family middle-class income range: $39,604.37 to $118,222

  • 3-person family middle-class income range: $43,061.57 to $128,542

  • 4-person family middle-class income range: $49,231.60 to $146,960

Check Out: Here’s How To Retire Early and Quit the Daily Grind

steel bridge over water with cityscape and skyline in portland.
steel bridge over water with cityscape and skyline in portland.

Oregon

  • 2-person family middle-class income range: $44,341.27 to $132,362

  • 3-person family middle-class income range: $50,984.32 to $152,192

  • 4-person family middle-class income range: $59,710.40 to $178,240

Start Cutting Costs: How To Save Money on All Your Monthly Expenses and Bills

Philadelphia Pennsylvania
Philadelphia Pennsylvania

Pennsylvania

  • 2-person family middle-class income range: $43,328.90 to $129,340

  • 3-person family middle-class income range: $53,888.10 to $160,860

  • 4-person family middle-class income range: $64,841.26 to $193,556

Related: How Much You Need To Be in the Top 5% in Every State

Providence, Rhode Island was one of the first cities established in the United States.
Providence, Rhode Island was one of the first cities established in the United States.

Rhode Island

  • 2-person family middle-class income range: $48,213.20 to $143,920

  • 3-person family middle-class income range: $55,043.85 to $164,310

  • 4-person family middle-class income range: $69,286.71 to $206,826

More Tips: 20 Ways To Save Money Fast

Greenville, South Carolina at dusk
Greenville, South Carolina at dusk

South Carolina

  • 2-person family middle-class income range: $39,337.04 to $117,424

  • 3-person family middle-class income range: $42,692.40 to $127,440

  • 4-person family middle-class income range: $51,590 to $154,000

Read: Why It’s Harder To Save For Retirement Today Than 50 Years Ago

Sioux Falls is the largest city in the U.
Sioux Falls is the largest city in the U.

South Dakota

  • 2-person family middle-class income range: $44,333.90 to $132,340

  • 3-person family middle-class income range: $49,529.08 to $147,848

  • 4-person family middle-class income range: $57,928.87 to $172,922

See: 10 Signs You’re Not Saving Enough for Retirement

Nashville Tennessee
Nashville Tennessee

Tennessee

  • 2-person family middle-class income range: $38,167.22 to $113,932

  • 3-person family middle-class income range: $43,790.53 to $130,718

  • 4-person family middle-class income range: $51,220.83 to $152,898

Watch Out: 15 Retirement Mistakes and Why They’ll Shrink Your Nest Egg

Houston Texas
Houston Texas

Texas

  • 2-person family middle-class income range: $43,321.53 to $129,318

  • 3-person family middle-class income range: $47,581.39 to $142,034

  • 4-person family middle-class income range: $54,994.94 to $164,164

Look: How Far a $100,000 Salary Goes in America’s 50 Largest Cities

Salt Lake City panoramic overview in the evening.
Salt Lake City panoramic overview in the evening.

Utah

  • 2-person family middle-class income range: $44,442.44 to $132,664

  • 3-person family middle-class income range: $51,330.71 to $153,226

  • 4-person family middle-class income range: $57,409.62 to $171,372

Read More: Is Now a Good Time To Raid Your 401(k)?

Vermont
Vermont

Vermont

  • 2-person family middle-class income range: $46,184.44 to $137,864

  • 3-person family middle-class income range: $54,231.14 to $161,884

  • 4-person family middle-class income range: $63,166.26 to $188,556

Find Out: What Social Security Will Look Like in 2035

Lynchburg, Virginia, USA downtown skyline.
Lynchburg, Virginia, USA downtown skyline.

Virginia

  • 2-person family middle-class income range: $51,174.60 to $152,760

  • 3-person family middle-class income range: $59,441.06 to $177,436

  • 4-person family middle-class income range: $70,116.84 to $209,304

Take a Look: 20 Geeky Collectibles That Could Make You Millions

Kirkland Washignton
Kirkland Washignton

Washington

  • 2-person family middle-class income range: $51,331.38 to $153,228

  • 3-person family middle-class income range: $58,312.78 to $174,068

  • 4-person family middle-class income range: $68,185.23 to $203,538

Read: 10 Simple Habits of Money-Smart Individuals

West Virginia
West Virginia

West Virginia

  • 2-person family middle-class income range: $34,203.50 to $102,100

  • 3-person family middle-class income range: $41,735.64 to $124,584

  • 4-person family middle-class income range: $49,760.90 to $148,540

Take a Look: These Once-Hot Housing Markets Are Cooling Off

Skyscrapers skyline of Milwukee and reflections in Lake Michigan, WI.
Skyscrapers skyline of Milwukee and reflections in Lake Michigan, WI.

Wisconsin

  • 2-person family middle-class income range: $44,306.43 to $132,258

  • 3-person family middle-class income range: $53,190.63 to $158,778

  • 4-person family middle-class income range: $64,167.91 to $191,546

Discover: Most Affordable Places To Retire Near You

Downtown Laramie, Wyoming.
Downtown Laramie, Wyoming.

Wyoming

  • 2-person family middle-class income range: $47,764.30 to $142,580

  • 3-person family middle-class income range: $53,187.95 to $158,770

  • 4-person family middle-class income range: $61,159.61 to $182,566

More From GOBankingRates

Cynthia Measom contributed to the reporting of this article.

Methodology: GOBankingRates found how much the middle class earns in every state by analyzing the U.S. Census Bureau’s 2018 American Community Survey data to determine how much a two-, three- and four-person middle-class family earns. Pew Research Center defines middle class as making two-thirds (67%) to double (200%) the national median income. For this study, GOBankingRates assumed that a middle-class family earns two-thirds to double the median income for a family of its size in its state. In order to find out how much a middle-class family is earning, GOBankingRates multiplied each median income by 0.67 for the lower limit and by 2 for the upper limit. Data is accurate as of June 22, 2020.

This article originally appeared on GOBankingRates.com: What Income Level Is Considered Middle Class in Your State?