BALTIMORE, MD--(Marketwired - May 17, 2013) - Goldman Small Cap Research, a stock market research firm focused on the small cap and micro-cap sectors, notes that Inscor Inc. (OTC Pink: IOGA) is well-positioned to help many state and local governments across the country are reeling from financial distress. Inscor, Inc. (OTC Pink: IOGA), is a provider of low-cost solutions to funding retiree and other employee benefits.
One of the primary issues afflicting states, cities, and municipalities is an increase in spending and a steady decline in tax revenue and fees. However, the real culprit in the financial distress may be unfunded retiree health care and Other Post-Employment Benefits (OPEB). These figures total an estimated $1.5 trillion in unfunded liabilities but can be addressed by Inscor's innovative and inexpensive approach.
The Inscor (OTC Pink: IOGA) approach is a low-cost solution similar to those used by Fortune 500 companies and Inscor (OTC Pink: IOGA) that is tailored toward the 67,000 governmental and agency markets in the U.S. The Inscor "FIT" (Financed Insurance Trust) combines the procurement of specifically-designed life insurance on active employees using funds borrowed from the financial sector, or bond issuance, and secured by the insurance policies themselves.
As a result, a FIT OPEB plan can provide a cash stream to support each year's OPEB obligations, plus fund future OPEB liabilities with fewer spending increases, tax increases, or reduction in benefits.
With few other low-cost solutions to the problem available and only ever-rising costs looming, Inscor (OTC Pink: IOGA) has an opportunity to effect real change in government financial management and generate significant revenue for itself in the coming years.
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About INSCOR, Inc. (OTC Pink: IOGA): INSCOR, Inc. specializes in educating and marketing the FIT OPEB plan to municipalities and corporations as a low-cost solution to funding retiree and other employee benefits. A FIT plan variation also works for affluent individuals, entertainers and professional athletes -- whether for estate planning or funding cash flow needs. INSCOR's "FIT" (Financed Insurance Trust) strategy uses a combination of favorable financing terms, innovative uses of specific life insurance products and trusts -- all of which result in minimum levels of out-of-pocket costs for producing significant future funding and revenue stream opportunities. For more information visit: www.ins-cor.com.