An institutional sales trader faces a wire fraud charge for what authorities allege was a $1 bil Apple (AAPL) stock scheme that cost his employer $5 mil. David Miller could face 20 years if convicted. Authorities say he placed a 1.6-mil shares order in Oct. when the iPad and iPhone maker was scheduled to report, though a client only ordered 1,625 shares. He was set to profit if the shares rose. But they declined, leaving employer Rochdale Securities on the hook.