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How Much You Take Home from the Average Salary in Each State

John Csiszar
·8 min read
Sundown over Olympia Washington with Mt.
Sundown over Olympia Washington with Mt.

It’s no secret that taxes can take a big bite out of your paycheck. Since income tax rates vary from state to state, however, the size of that bite will fluctuate depending on where you live. In Tennessee, for example, only 18.06% of your paycheck would go towards taxes. In Hawaii, on the other hand, taxes take a whopping 27.42% of your total paycheck.

To find out just how much money you’ll take home on average in your state, GOBankingRates looked at each state’s mean annual income and tax rate. The results? If you live in a high-income state, your take-home pay will still usually be higher than what you’d bring home in a low-tax state, even after factoring in taxes. However, on a percentage basis, you might end up with less in your bank account than you might expect.

Here’s a look at just how much the average taxpayer brings home on a state-by-state basis. States are ranked in order from lowest to highest total take-home pay.

Last updated: Nov. 17, 2020

Biloxi, Mississippi, USA Lighthouse at dusk.
Biloxi, Mississippi, USA Lighthouse at dusk.

1. Mississippi

  • Median income: $45,792

  • Tax burden: 19.22%

  • Total income taxes paid: $8,803

Annual salary taken home: $36,989

Pond with a Bridge in the Fall in Arkansas - Image.
Pond with a Bridge in the Fall in Arkansas - Image.

2. Arkansas

  • Median income: $48,952

  • Tax burden: 20.14%

  • Total income taxes paid: $9,859

Annual salary taken home: $39,093

Aerial view over the National Park town of Harpers Ferry in West Virginia with the church and old buildings in the city.
Aerial view over the National Park town of Harpers Ferry in West Virginia with the church and old buildings in the city.

3. West Virginia

  • Median income: $48,850

  • Tax burden: 19.10%

  • Total income taxes paid: $9,329

Annual salary taken home: $39,521

Prattville, Alabama/USA-June 12, 2019: A scenic view of people enjoying Autauga Creek and the Creekwalk area of Prattville during a beautiful golden sunset on a warm summer evening.
Prattville, Alabama/USA-June 12, 2019: A scenic view of people enjoying Autauga Creek and the Creekwalk area of Prattville during a beautiful golden sunset on a warm summer evening.

4. Alabama

  • Median income: $51,734

  • Tax burden: 20.12%

  • Total income taxes paid: $10,408

Annual salary taken home: $41,326

Shreveport-LA
Shreveport-LA

5. Louisiana

  • Median income: $51,073

  • Tax burden: 18.89%

  • Total income taxes paid: $9,647

Annual salary taken home: $41,426

Moon setting over a suburban residential neighborhood.
Moon setting over a suburban residential neighborhood.

6. Kentucky

  • Median income: $52,295

  • Tax burden: 20.24%

  • Total income taxes paid: $10,586

Annual salary taken home: $41,709

ALBUQUERQUE, NM / USA - DECEMBER 13 2010: Bronze and stainless steel Sculpture "Modern Art" by Betty Sabo, on Cornell Mall, near Student Union on University of New Mexico campus, Albuquerque.
ALBUQUERQUE, NM / USA - DECEMBER 13 2010: Bronze and stainless steel Sculpture "Modern Art" by Betty Sabo, on Cornell Mall, near Student Union on University of New Mexico campus, Albuquerque.

7. New Mexico

  • Median income: $51,945

  • Tax burden: 19.60%

  • Total income taxes paid: $10,180

Annual salary taken home: $41,765

Oklahoma City, Oklahoma, USA downtown skyline at twilight.
Oklahoma City, Oklahoma, USA downtown skyline at twilight.

8. Oklahoma

  • Median income: $54,449

  • Tax burden: 20.42%

  • Total income taxes paid: $11,120

Annual salary taken home: $43,329

Did You Know? Here’s What’s Considered Middle-Class Income in Your State

Charleston, South Carolina USA - October 12, 2015Horse Drawn Carriage Ride by French Huguenot Church.
Charleston, South Carolina USA - October 12, 2015Horse Drawn Carriage Ride by French Huguenot Church.

9. South Carolina

  • Median income: $56,227

  • Tax burden: 21.84%

  • Total income taxes paid: $12,278

Annual salary taken home: $43,949

Whitefish, Montana, USA - May 29, 2009 : view of the main street of Whitefish city in Montana with houses, stores, cars.
Whitefish, Montana, USA - May 29, 2009 : view of the main street of Whitefish city in Montana with houses, stores, cars.

10. Montana

  • Median income: $57,153

  • Tax burden: 21.89%

  • Total income taxes paid: $12,509

Annual salary taken home: $44,644

Downtown Greensboro, North Carolina.
Downtown Greensboro, North Carolina.

11. North Carolina

  • Median income: $57,341

  • Tax burden: 21.66%

  • Total income taxes paid: $12,423

Annual salary taken home: $44,918

Kansas City, Missouri
Kansas City, Missouri

12. Missouri

  • Median income: $57,409

  • Tax burden: 21.48%

  • Total income taxes paid: $12,332

Annual salary taken home: $45,077

Bass Harbor in Maine with fishing boats
Bass Harbor in Maine with fishing boats

13. Maine

  • Median income: $58,924

  • Tax burden: 22.85%

  • Total income taxes paid: $13,462

Annual salary taken home: $45,462

NASHVILLE, TN - AUGUST 20, 2017: Built in 1897 for Tennessee's Centennial Exposition, this full-scale replica of the ancient Parthenon in Athens is the centerpiece of the city's Centennial Park.
NASHVILLE, TN - AUGUST 20, 2017: Built in 1897 for Tennessee's Centennial Exposition, this full-scale replica of the ancient Parthenon in Athens is the centerpiece of the city's Centennial Park.

14. Tennessee

  • Median income: $56,071

  • Tax burden: 18.06%

  • Total income taxes paid: $10,124

Annual salary taken home: $45,947

Indianapolis skyline with the White River, Indiana.
Indianapolis skyline with the White River, Indiana.

15. Indiana

  • Median income: $57,603

  • Tax burden: 20.14%

  • Total income taxes paid: $11,602

Annual salary taken home: $46,001

Downtown Boise, Idaho - Image.
Downtown Boise, Idaho - Image.

16. Idaho

  • Median income: $60,999

  • Tax burden: 23.36%

  • Total income taxes paid: $14,250

Annual salary taken home: $46,749

Streets of Detroit with Renaissance center at night.
Streets of Detroit with Renaissance center at night.

17. Michigan

  • Median income: $59,584

  • Tax burden: 21.37%

  • Total income taxes paid: $12,733

Annual salary taken home: $46,851

The Roebling Bridge in Cincinnati in the summer
The Roebling Bridge in Cincinnati in the summer

18. Ohio

  • Median income: $58,642

  • Tax burden: 19.03%

  • Total income taxes paid: $11,160

Annual salary taken home: $47,482

Morning in Des Moines, Iowa.
Morning in Des Moines, Iowa.

19. Iowa

  • Median income: $61,691

  • Tax burden: 22.47%

  • Total income taxes paid: $13,859

Annual salary taken home: $47,832

Athens, Georgia, USA - August 3, 2017: People visit the historic Georgia Theatre at dusk.
Athens, Georgia, USA - August 3, 2017: People visit the historic Georgia Theatre at dusk.

20. Georgia

  • Median income: $61,980

  • Tax burden: 22.78%

  • Total income taxes paid: $14,117

Annual salary taken home: $47,863

Keeper of the Plains Indian in Wichita, Kansas.
Keeper of the Plains Indian in Wichita, Kansas.

21. Kansas

  • Median income: $62,087

  • Tax burden: 22.30%

  • Total income taxes paid: $13,846

Annual salary taken home: $48,241

Naples, Florida, USA downtown skyline at dusk.
Naples, Florida, USA downtown skyline at dusk.

22. Florida

  • Median income: $59,227

  • Tax burden: 17.94%

  • Total income taxes paid: $10,623

Annual salary taken home: $48,604

Deadwood South Dakota
Deadwood South Dakota

23. South Dakota

  • Median income: $59,533

  • Tax burden: 18.00%

  • Total income taxes paid: $10,713

Annual salary taken home: $48,820

Learn More: What Can I Write Off My Taxes? A Guide to Tax Deductions

Aerial Drone Photography of Downtown Omaha Nebraska.
Aerial Drone Photography of Downtown Omaha Nebraska.

24. Nebraska

  • Median income: $63,229

  • Tax burden: 22.73%

  • Total income taxes paid: $14,375

Annual salary taken home: $48,854

Downtown Sedona in Arizona, USA
Downtown Sedona in Arizona, USA

25. Arizona

  • Median income: $62,055

  • Tax burden: 20.82%

  • Total income taxes paid: $12,921

Annual salary taken home: $49,134

Peak autumn foliage near rural Waits River in Vermont.
Peak autumn foliage near rural Waits River in Vermont.

26. Vermont

  • Median income: $63,001

  • Tax burden: 21.90%

  • Total income taxes paid: $13,795

Annual salary taken home: $49,206

Wisconsin farm and corn field near Madison.
Wisconsin farm and corn field near Madison.

27. Wisconsin

  • Median income: $64,168

  • Tax burden: 23.27%

  • Total income taxes paid: $14,935

Annual salary taken home: $49,233

A metal scurpture of two cowboys and a string of horses with the three sisters mountains in backgroundnear Sisters, Oregon.
A metal scurpture of two cowboys and a string of horses with the three sisters mountains in backgroundnear Sisters, Oregon.

28. Oregon

  • Median income: $67,058

  • Tax burden: 26.27%

  • Total income taxes paid: $17,615

Annual salary taken home: $49,443

Independence Hall in Philadelphia, Pennsylvania, USA.
Independence Hall in Philadelphia, Pennsylvania, USA.

29. Pennsylvania

  • Median income: $63,463

  • Tax burden: 21.19%

  • Total income taxes paid: $13,447

Annual salary taken home: $50,016

Nevada Las Vegas
Nevada Las Vegas

30. Nevada

  • Median income: $63,276

  • Tax burden: 18.69%

  • Total income taxes paid: $11,824

Annual salary taken home: $51,452

Fargo, North Dakota, USA - June 12, 2017: Daytime view of Fargo's historic Front Street now Main Street in the heart of the downtown district.
Fargo, North Dakota, USA - June 12, 2017: Daytime view of Fargo's historic Front Street now Main Street in the heart of the downtown district.

31. North Dakota

  • Median income: $64,577

  • Tax burden: 19.98%

  • Total income taxes paid: $12,903

Annual salary taken home: $51,674

HOUSTON, TEXAS, USA - JULY 11: sculpture Personage and Birds by Joan Miro created in 1970 and installed here in 1982 on July 11, 2013 in Houston, USA.
HOUSTON, TEXAS, USA - JULY 11: sculpture Personage and Birds by Joan Miro created in 1970 and installed here in 1982 on July 11, 2013 in Houston, USA.

32. Texas

  • Median income: $64,034

  • Tax burden: 18.81%

  • Total income taxes paid: $12,048

Annual salary taken home: $51,986

Colorful sunset at Snake River Overlook in Grand Teton National Park, WY.
Colorful sunset at Snake River Overlook in Grand Teton National Park, WY.

33. Wyoming

  • Median income: $65,003

  • Tax burden: 18.98%

  • Total income taxes paid: $12,336

Annual salary taken home: $52,667

Chicago, Illinois, USA - September 22, 2018:  People walk under the DuSable Bridge over the Chicago River in downtown Chicago Illinois USA during a summer day.
Chicago, Illinois, USA - September 22, 2018: People walk under the DuSable Bridge over the Chicago River in downtown Chicago Illinois USA during a summer day.

34. Illinois

  • Median income: $69,187

  • Tax burden: 23.68%

  • Total income taxes paid: $16,387

Annual salary taken home: $52,800

Bethany Beach, Delaware, USA - July 15, 2011: Evening concerts are held on Friday and Saturday nights during the summer at the bandstand on the boardwalk in Bethany Beach, Delaware, USA.
Bethany Beach, Delaware, USA - July 15, 2011: Evening concerts are held on Friday and Saturday nights during the summer at the bandstand on the boardwalk in Bethany Beach, Delaware, USA.

35. Delaware

  • Median income: $70,176

  • Tax burden: 23.78%

  • Total income taxes paid: $16,689

Annual salary taken home: $53,487

New York City - beautiful sunset over manhattan with manhattan and brooklyn bridge - Image.
New York City - beautiful sunset over manhattan with manhattan and brooklyn bridge - Image.

36. New York

  • Median income: $72,108

  • Tax burden: 24.77%

  • Total income taxes paid: $17,863

Annual salary taken home: $54,245

Providence, Rhode Island, USA park and skyline.
Providence, Rhode Island, USA park and skyline.

37. Rhode Island

  • Median income: $71,169

  • Tax burden: 23.00%

  • Total income taxes paid: $16,367

Annual salary taken home: $54,802

como park japanese festival.
como park japanese festival.

38. Minnesota

  • Median income: $74,593

  • Tax burden: 25.49%

  • Total income taxes paid: $19,016

Annual salary taken home: $55,577

Ogden is a city and the county seat of Weber County, Utah, United States, approximately 10 miles east of the Great Salt Lake.
Ogden is a city and the county seat of Weber County, Utah, United States, approximately 10 miles east of the Great Salt Lake.

39. Utah

  • Median income: $75,780

  • Tax burden: 24.63%

  • Total income taxes paid: $18,668

Annual salary taken home: $57,112

Norfolk skyline along the banks of the Chesapeake Bay.
Norfolk skyline along the banks of the Chesapeake Bay.

40. Virginia

  • Median income: $76,456

  • Tax burden: 25.06%

  • Total income taxes paid: $19,157

Annual salary taken home: $57,299

Colorado Springs Garden of the Gods
Colorado Springs Garden of the Gods

41. Colorado

  • Median income: $77,127

  • Tax burden: 24.54%

  • Total income taxes paid: $18,927

Annual salary taken home: $58,200

County Covered bridge in New Hamsphire during autumn
County Covered bridge in New Hamsphire during autumn

42. New Hampshire

  • Median income: $77,933

  • Tax burden: 24.95%

  • Total income taxes paid: $19,446

Annual salary taken home: $58,487

Greenwich is an affluent town in Fairfield County, Connecticut, United States.
Greenwich is an affluent town in Fairfield County, Connecticut, United States.

43. Connecticut

  • Median income: $78,833

  • Tax burden: 24.91%

  • Total income taxes paid: $19,640

Annual salary taken home: $59,193

Find Out: How Much the Federal Government Is Taxing Your Paycheck in 2020

Seward , Alaska , Small Boat Harbor - Image.
Seward , Alaska , Small Boat Harbor - Image.

44. Alaska

  • Median income: $75,463

  • Tax burden: 20.46%

  • Total income taxes paid: $15,437

Annual salary taken home: $60,026

Downtown Sacramento.
Downtown Sacramento.

45. California

  • Median income: $80,440

  • Tax burden: 25.37%

  • Total income taxes paid: $20,409

Annual salary taken home: $60,031

Beautiful panorama of sailing boats docked at the Ala Wai Harbor the largest yacht harbor of Hawaii and Honolulu skyline at twilight.
Beautiful panorama of sailing boats docked at the Ala Wai Harbor the largest yacht harbor of Hawaii and Honolulu skyline at twilight.

46. Hawaii

  • Median income: $83,102

  • Tax burden: 27.42%

  • Total income taxes paid: $22,788

Annual salary taken home: $60,314

Sundown over Olympia Washington with Mt.
Sundown over Olympia Washington with Mt.

47. Washington

  • Median income: $78,687

  • Tax burden: 20.83%

  • Total income taxes paid: $16,393

Annual salary taken home: $62,294

Broken Creek Vineyard in Shrewsbury, Massachusetts - Image.
Broken Creek Vineyard in Shrewsbury, Massachusetts - Image.

48. Massachusetts

  • Median income: $85,843

  • Tax burden: 25.84%

  • Total income taxes paid: $22,186

Annual salary taken home: $63,657

Annapolis Maryland capitol
Annapolis Maryland capitol

49. Maryland

  • Median income: $86,738

  • Tax burden: 25.66%

  • Total income taxes paid: $22,258

Annual salary taken home: $64,480

Atlantic City, New Jersey, USA - September 22, 2013:  People walking the Atlantic City Boardwalk in NJ on September 22, 2013.
Atlantic City, New Jersey, USA - September 22, 2013: People walking the Atlantic City Boardwalk in NJ on September 22, 2013.

50. New Jersey

  • Median income: $85,751

  • Tax burden: 24.55%

  • Total income taxes paid: $21,049

Annual salary taken home: $64,702

More From GOBankingRates

Methodology: GOBankingRates, in order to find how much you take home from the average salary in each state, sourced both the federal and state tax brackets from the Tax Foundation’s 2020 data. GOBankingRates used an in-house income tax calculator to find both the effective and marginal tax rate on income of $100,000 in every state. GOBankingRates also found the Federal Insurance Contributions Act tax with its rate sourced from ADP. These calculations were done for a person filing their taxes as a single person and for a married couple filing jointly. GOBankingRates found the total income taxes paid, total tax burden, total take home pay, total gross bi-weekly paycheck, the after income tax bi-weekly paycheck for each state, and the total amount taken out of each bi-weekly paycheck due to taxes. Income data was collected from the 2019 American Community Survey. All data was collected on and up top date as of Oct., 2 2020.

This article originally appeared on GOBankingRates.com: How Much You Take Home from the Average Salary in Each State