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National mortgage rates for April 11, 2013

Polyana da Costa

Interest Rate Roundup

Mortgage rate graph

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  • 3.64% (30-year fixed)
  • 0.35 (average points)

Mortgage rates tumbled this week after investors were disappointed with the monthly jobs report, which signaled a slowing economy.

The 30-year fixed-rate mortgage fell 9 basis points to 3.64 percent. A basis point is one-hundredth of 1 percentage point.

The 15-year fixed-rate mortgage fell 6 basis points 2.89 percent. The average rate for 30-year jumbo mortgages, or generally for those of more than $417,000, fell 4 basis points to 4.03 percent.

The 5/1 adjustable-rate mortgage fell 2 basis points to 2.7 percent. With a 5/1 ARM, the rate is fixed for five years and adjusted annually thereafter.

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