U.S. Markets closed

National mortgage rates for April 18, 2013

Polyana da Costa

Interest Rate Roundup

Mortgage rate graph

Find the best mortgage rates in your area.


  • 3.61% (30-year fixed)
  • 0.32 (average points)

Mortgage rates inched down this week as anxious investors sought safe investments such as Treasury notes and mortgage bonds.

The 30-year fixed-rate mortgage fell 3 basis points to 3.61 percent. A basis point is one-hundredth of 1 percentage point.

The 15-year fixed-rate mortgage fell 4 basis points to 2.85 percent. The average rate for 30-year jumbo mortgages, or generally for those of more than $417,000, fell 5 basis points to 3.98 percent.

The 5/1 adjustable-rate mortgage fell 4 basis points to 2.66 percent. With a 5/1 ARM, the rate is fixed for five years and adjusted annually thereafter.

See all interest rates content


More From Bankrate.com