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National mortgage rates for April 4, 2013

Polyana da Costa

Interest Rate Roundup

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  • 3.73% (30-year fixed)
  • 0.3 (average points)

Mortgage rates inched down for the third consecutive week as investors kept their eyes on the employment market.

The 30-year fixed-rate mortgage fell 2 basis points to 3.73 percent. A basis point is one-hundredth of 1 percentage point.

The 15-year fixed-rate mortgage also fell 2 basis points to 2.95 percent. The average rate for 30-year jumbo mortgages, or generally for those of more than $417,000, fell 3 basis points to 4.07 percent.

The 5/1 adjustable-rate mortgage rose 1 basis point to 2.72 percent. With a 5/1 ARM, the rate is fixed for five years and adjusted annually thereafter.

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