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National mortgage rates for Feb. 14, 2013

Polyana da Costa

Interest Rate Roundup

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  • 3.79% (30-year fixed)
  • 0.34 (average points)

Mortgage rates ticked up this week as many investors remained bullish on the economy, while they wait for Congress to reach a deal to avert massive spending cuts.

The 30-year fixed-rate mortgage rose 3 basis points to 3.79 percent. A basis point is one-hundredth of 1 percentage point.

The 15-year fixed-rate mortgage rose 2 basis points to 3.02 percent. The average rate for 30-year jumbo mortgages, or generally for those of more than $417,000, rose 2 basis points to 4.19 percent.

The 5/1 adjustable-rate mortgage fell 1 basis point to 2.75 percent. With a 5/1 ARM, the rate is fixed for five years and adjusted annually thereafter.

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