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National mortgage rates for March 14, 2013

Polyana da Costa

Interest Rate Roundup

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  • 3.85% (30-year fixed)
  • 0.35 (average points)

Mortgage rates jumped this week as the labor market improved, and the economy gained momentum.

The 30-year fixed-rate mortgage rose 12 basis points to 3.85 percent. A basis point is one-hundredth of 1 percentage point.

The 15-year fixed-rate mortgage rose 7 basis points to 3.03 percent. The average rate for 30-year jumbo mortgages, or generally for those of more than $417,000, rose 12 basis points to 4.18 percent.

The 5/1 adjustable-rate mortgage rose 14 basis points to 2.82 percent. With a 5/1 ARM, the rate is fixed for five years and adjusted annually thereafter.

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