As people begin to pick up the pieces after Hurricane Sandy, the big question on most people's minds is whether insurance will kick in or if they will be ignored.
When we spoke to residents of Little Ferry on Thursday after the storm, they were not optimistic about their insurance. When we returned on Sunday, some had gotten through to insurance but were still not sure what would and wouldn't be covered.
Residents eligible for FEMA aid have a more complicated claims process, and may even need to factor in some sort of tax relief options as well.
The people we spoke to seemed optimistic about car insurance covering vehicle damage, but they weren't so sure about their homeowners coverage. Nearly all of them said they resent the flood insurance they have to purchase if you have a mortgage in their town, because it only covers structural damage unless you want to pay signigicantly extra for protection of contents (only structural is mandatory, not contents).
If you are a Sandy victim and are making insurance claims or seeking federal assistance please contact us to share your story and experiences (good or bad): firstname.lastname@example.org, email@example.com.
Produced by Daniel Goodman
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