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People You Should Tip for the Holidays

Lisa Gerstner, Associate Editor, <i>Kiplinger's Personal Finance</i>


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The holiday season is prime time to give back to the people who make your life easier throughout the year. But be sure not to bust your budget by giving too much or tipping unnecessarily. Scroll through our slide show to find out who might expect a tip and how much green you should tuck into each card -- as well as who might be unable, unhappy or unwilling to accept the cash.

Even if tips or gifts don't fit into your budget, you should write thank-you notes for deserving people. Peggy Post, director of the Emily Post Institute, suggests sending a letter to, say, your cleaning person's supervisor commending her work. Or you could use your talents and skills as currency, says Mary M. Mitchell, author of The Complete Idiot's Guide to Etiquette. Mitchell herself once gave a lesson in dining etiquette instead of a tip or gift. "A gift or a tip is not an obligation," says Diane Gottsman, etiquette expert and founder of The Protocol School of Texas. "It's a gesture of kindness and cheer during the holidays."

Being generous can benefit you, too. Your hairdresser would never intentionally botch your dye job if you skip a holiday tip, but she might be more inclined to squeeze you in at the last minute if you treat her well. "We work better when we know someone appreciates us," says Gottsman.

SEE ALSO: The Worst Things to Buy During the Holidays

Your Mail Carrier


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Suggested Tip:
A gift card of up to $20.

The U.S. Postal Service forbids carriers from accepting cash. A gift card that can't be exchanged for cash or a basket of fruit, nuts or chocolates that could serve as an off-duty snack is acceptable. But gifts must be under $20 in value.

If package deliverers from UPS and FedEx bring you cheer throughout the year (who doesn't love getting boxes at the door?), consider offering a token of your appreciation during the holiday season. UPS discourages, but doesn't prohibit, drivers from accepting tips. Avoid putting the driver in an awkward position by offering, say, baked goods or some other small gift instead of cash.

FedEx allows its workers to accept gifts worth up to $75. Cash and gift cards are not permitted.

Your Newspaper-Delivery Person


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Suggested Tip:
$10 to $30.

If you tip regularly throughout the year, give your newsie just a few dollars. Or instead of cash, you can give a small gift, according to the Emily Post Institute.

Many newspapers, including The New York Times and The Washington Post, offer the option of giving a tip to your delivery person online through your subscriber account. But even if you go digital with your tip, you might consider giving your carrier a nice note -- both to express your appreciation and to ensure he knows you tipped him.

SEE ALSO: 13 Ways to Waste Money During the Holidays

Your Childcare Provider


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Suggested Tip:
At least a week's pay, plus a small gift from your child.

As someone who works closely with you and your child, your nanny or au pair should be at the top of your tip list. If someone has worked with you for several years or has provided outstanding service, you may bump up the amount.

For your regular babysitter -- someone you've had watch the kids frequently throughout the year or for last-minute emergencies -- one or two nights' pay is appropriate.

A day-care provider might deserve $25 to $70, but check with the facility's policies first.

Your Trash and Recycling Collectors


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Suggested Tip:
$10 to $30 each.

You might hear them coming and going every trash day. But instead of rolling over and hitting the snooze button, around this time of year, consider throwing on your fuzzy slippers and bathrobe and catching some face time with your trash collectors. You should hand them their tips in an envelope with a nice note or holiday card directly. If you can't catch them in person, track down the corporate address, where you could mail or drop off a card and a check.

But first check on the rules for your municipality. Some jurisdictions forbid workers from accepting cash, according to the Emily Post Institute.

SEE ALSO: Things Not to Keep In Your Wallet This Holiday Season

Your Doorman


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Suggested Tip:
$25 to $100 each.

The higher end of our suggested range, or even more if you can afford to be extra-generous, is for those who help you the most or provide exceptional service (think: heavy grocery-bag luggers or expert taxi-cab hailers). And in high-end neighborhoods (hello, Upper East Side), doormen might be used to pocketing those bigger tips. "When in doubt, ask around," says Peggy Post of the Emily Post Institute. But if a neighbor tells you that she's tipping twice as much as you can afford, don't feel obliged to match it.

Also be sure to check with your building association first. You may be able to contribute to a collective fund that will be distributed appropriately to staff members.

Your Child's Teacher


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Suggested Tip:
A thoughtful gift.

A tip for a teacher could look like a bribe. But a small gift accompanied by a note or drawing from your child is a nice thank-you for an educator's hard work.

Or pool your resources with other parents to buy the teacher a gift card. Just be sure to first check the policies of your child's school: If gifts are forbidden, a note of appreciation is always appropriate.

SEE ALSO: 8 Places to Find Free Money

Your Regular Cleaning Person


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Suggested Tip:
The cost of one visit.

This amount is considered fitting if he or she visits weekly or biweekly, says Rosanne Thomas, president of Protocol Advisors, an etiquette consulting firm. Increase the amount for someone who works more often or has been providing you service for several years. Likewise, you could cut it for someone you tip throughout the year or whose services haven't been outstanding.

Your Regular Hairstylist or Barber


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Suggested Tip:
The cost of one visit.

Your regular manicurist should receive the cost of one visit as a tip, too. If you have multiple salon staff members who work on your 'do (if, say, one person shampoos and another person cuts), the Emily Post Institute says to divide the cost of one visit between them proportionately. And consider including a small gift for a stylist who doubles as a confidant.

If you don't regularly visit your salon or barbershop throughout the year, you may prefer to give about $20 as a tip during your December visit. And if you tip generously throughout the year, it's okay to forgo the year-end tip, says etiquette expert Mary M. Mitchell.

SEE ALSO: Reasons You\'ll Never be a Millionaire

Your Regular Dog Groomer


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Suggested Tip:
Up to the cost of a session.

If you bring your pet to the same person year-round for grooming, anywhere from half the cost to the full bill of a session is appropriate. Or a personal gift may suffice.

For a dog walker, you might consider tipping one day's pay, unless he or she walks your dog five days a week or more, says Jodi R. R. Smith, president of etiquette consultant Mannersmith. In that case, give up to a week's pay or a small gift. Or you can substitute a gift for a cash tip, according to the Emily Post Institute.

A Personal Caregiver


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Suggested Tip:
One week to one month's pay.

A senior care aide employed personally by an individual or family might deserve at least a week's pay as a holiday bonus. For a caregiver you work with through an agency, you'll need to check the company's policy. Same goes for nursing-home workers. At some facilities and agencies, workers may be tipped through a fund run by the central administrator; at others, gifts and tips may be banned.

If you're not permitted to tip, a special treat, such as homemade cookies or fudge, is a good way to thank someone who has been exceptionally kind and attentive. You might also consider making a donation to the organization in that person's name.

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Your Personal Trainer


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Suggested Tip:
Up to the cost of one session.

After sweating it out with your trainer all year long, you might find you've become quite close with him. Charlotte Ford, author of 21st-Century Etiquette, suggests this generous tip especially if you have an ongoing relationship with the professional and believe you have received above-average service. Besides, you might need him to give your sessions a bit of a boost after you've gobbled up some of those holiday feasts and treats.

Your Building's Handyman


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Suggested Tip:
$20 to $100.

For a handyman in your building who makes repairs for you regularly, a tip is a nice gesture. Tilt your tip toward the higher end of the range if the handyman is available at all hours and does repairs at a moment's notice. But if you're an apartment dweller, be sure to check your building association's policy before tipping any of its workers. Some may collect lump sums from residents and then divvy up the contributions between the appropriate people.

If you will be tipping on your own, you may want to reward others who help you in your apartment or condo building, too. A superintendent should get about $25 to $100 each (higher tips are for those who help you the most or provide exceptional service yearlong). You might give a custodian $20 to $50.

SEE ALSO: 22 Ways to Earn Extra Cash at the Holidays

Your Massage Therapist


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Suggested Tip:
The cost of one visit.

Especially for someone you see regularly throughout the year, it's a small price to pay for her year-long gift to you -- some peace of mind and physical rehabilitation and relaxation. Or you could substitute the extra cash with a nice gift.

Your Golf or Tennis Pro


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Suggested Tip:
A nice gift.

Golf or tennis pros are salaried employees and do not expect a tip for their services. In fact, they might even be insulted by such a gesture, says Diane Gottsman, national etiquette expert. But after improving your game by another year's worth of lessons, you might consider getting her a thoughtful gift or batch of baked goods to show your appreciation. Same goes for your kids' various instructors.

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Landscapers and Gardeners


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Suggested Tip:
$20 to $50 per person.

The crew who keep your yard verdant will appreciate a little extra green in their pockets. If you have one gardener who comes regularly, rather than a group, provide the cost of one visit or up to one week's work.

Parking Garage Attendant


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Suggested Tip:
$10 to $50.

Frequently park your car in the same public garage? Consider tipping each attendant who provides you with service regularly. Attendants who go the extra mile -- or who work in regions with a high cost of living -- deserve tips at the higher end of the range.

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