Provident Financial Holdings Inc (NASDAQ:PROV) files its latest 10-K with SEC for the fiscal year ended on June 30, 2019. Provident Financial Holdings Inc is engaged in providing community banking & mortgage banking services. It accepts deposits, offers banking services, and provides multi-family, commercial real estate, commercial business, consumer & other mortgage loans. Provident Financial Holdings Inc has a market cap of $151.150 million; its shares were traded at around $20.19 with a P/E ratio of 34.82 and P/S ratio of 2.83. The dividend yield of Provident Financial Holdings Inc stocks is 2.78%. GuruFocus has detected 2 severe warning signs with Provident Financial Holdings Inc. .
For the last quarter Provident Financial Holdings Inc reported a revenue of $10.7 million, compared with the revenue of $13.90 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $50.7 million, a decrease of 12.9% from the previous year. For the complete 30-year financial data, please go here.. For the last five years Provident Financial Holdings Inc had an average revenue decline of 5% a year.
The reported diluted earnings per share was 58 cents for the year, an increase of 107.1% from previous year. Over the last five years Provident Financial Holdings Inc had an average EPS decline of 13.1% a year. The profitability rank of the company is 3 (out of 10).
At the end of the fiscal year, Provident Financial Holdings Inc has the cash and cash equivalents of $70.6 million, compared with $43.3 million in the previous year. The long term debt was $101.1 million, compared with $126.2 million in the previous year. Provident Financial Holdings Inc has a financial strength rank of 3 (out of 10).
At the current stock price of $20.19, Provident Financial Holdings Inc is traded at 41.7% premium to its historical median P/S valuation band of $14.25. The P/S ratio of the stock is 2.83, while the historical median P/S ratio is 2.00. The stock gained 14.09% during the past 12 months.
For the complete 20-year historical financial data of PROV, click here.
This article first appeared on GuruFocus.
- Warning! GuruFocus has detected 7 Warning Signs with PROV. Click here to check it out.
- PROV 15-Year Financial Data
- The intrinsic value of PROV
- Peter Lynch Chart of PROV