Regional Management Corp (RM) Files 10-K for the Fiscal Year Ended on December 31, 2018

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Regional Management Corp (RM) files its latest 10-K with SEC for the fiscal year ended on December 31, 2018. Regional Management Corp is a diversified specialty consumer finance company. The firm provides a range of loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other traditional lenders. Regional Management Corp has a market cap of $313.860 million; its shares were traded at around $26.65 with a P/E ratio of 9.10 and P/S ratio of 1.19.


For the last quarter Regional Management Corp reported a revenue of $74.1 million, compared with the revenue of $65.29 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $273.2 million, an increase of 9.9% from last year. For the last five years Regional Management Corp had an average revenue growth rate of 11.1% a year.

The reported diluted earnings per share was $2.93 for the year, an increase of 15.4% from previous year. Over the last five years Regional Management Corp had an EPS growth rate of 11.7% a year. The profitability rank of the company is 4 (out of 10).

At the end of the fiscal year, Regional Management Corp has the cash and cash equivalents of $3.66 million, compared with $5.23 million in the previous year. The long term debt was $651.3 million, compared with $566.5 million in the previous year. Regional Management Corp has a financial strength rank of 4 (out of 10).

At the current stock price of $26.65, Regional Management Corp is traded at close to its historical median P/S valuation band of $27.66. The P/S ratio of the stock is 1.19, while the historical median P/S ratio is 1.26. The stock lost 18.36% during the past 12 months.

For the complete 20-year historical financial data of RM, click here.

This article first appeared on GuruFocus.


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